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Credit Corp Group Ltd CCGFF

Morningstar Rating
$10.51 −4.41 (29.56%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CCGFF is trading at a 14% discount.
Price
$16.15
Fair Value
$94.92
Uncertainty
High
1-Star Price
$95.47
5-Star Price
$39.00
Economic Moat
Tcf
Capital Allocation
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Trading Information

Previous Close Price
$14.92
Day Range
$10.5110.51
52-Week Range
$10.5116.21
Bid/Ask
$10.09 / $11.89
Market Cap
$715.38 Mil
Volume/Avg
5,688 / 4,649

Key Statistics

Price/Earnings (Normalized)
17.86
Price/Sales
3.98
Dividend Yield (Trailing)
2.82%
Dividend Yield (Forward)
0.79%
Total Yield
2.82%

Company Profile

Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale but is also subject to increased regulatory scrutiny.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
1,840

Competitors

Valuation

Metric
CCGFF
ZIP
HUM
Price/Earnings (Normalized)
17.8620.58
Price/Book Value
2.042.920.39
Price/Sales
3.981.420.45
Price/Cash Flow
9.52
Price/Earnings
CCGFF
ZIP
HUM

Financial Strength

Metric
CCGFF
ZIP
HUM
Quick Ratio
0.618.201.07
Current Ratio
5.928.641.08
Interest Coverage
3.990.820.65
Quick Ratio
CCGFF
ZIP
HUM

Profitability

Metric
CCGFF
ZIP
HUM
Return on Assets (Normalized)
3.89%−2.41%0.29%
Return on Equity (Normalized)
6.07%−26.24%2.24%
Return on Invested Capital (Normalized)
5.48%3.56%2.44%
Return on Assets
CCGFF
ZIP
HUM
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