Humm Group Ltd HUM
Trading Information
- Previous Close Price
- A$0.45
- Day Range
- A$0.45–0.46
- 52-Week Range
- A$0.37–0.73
- Bid/Ask
- A$0.45 / A$0.45
- Market Cap
- A$230.09 Mil
- Volume/Avg
- 114,537 / 726,812
Key Statistics
- Price/Earnings (Normalized)
- 20.35
- Price/Sales
- 0.45
- Dividend Yield (Trailing)
- 3.89%
- Dividend Yield (Forward)
- 3.33%
- Total Yield
- 3.89%
Company Profile
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to around four main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- —
- Website
- https://www.shophumm.com
Competitors
Valuation
|
Metric
|
HUM
|
ZIP
|
|---|---|---|
Price/Earnings (Normalized) | 20.35 | — |
Price/Book Value | 0.39 | 3.04 |
Price/Sales | 0.45 | 1.47 |
Price/Cash Flow | — | 9.91 |
Price/Earnings
HUM
ZIP
Financial Strength
|
Metric
|
HUM
|
ZIP
|
|---|---|---|
Quick Ratio | 1.07 | 8.20 |
Current Ratio | 1.08 | 8.64 |
Interest Coverage | 0.65 | 0.82 |
Quick Ratio
HUM
ZIP
Profitability
|
Metric
|
HUM
|
ZIP
|
|---|---|---|
Return on Assets (Normalized) | 0.29% | −2.41% |
Return on Equity (Normalized) | 2.24% | −26.24% |
Return on Invested Capital (Normalized) | 2.44% | 3.56% |
Return on Assets
HUM
ZIP
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
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COF
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DFS
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SYF
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ALLY
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SOFI
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