Credit Corp Group Ltd CCGFF
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- $14.92
- Day Range
- $10.51–10.51
- 52-Week Range
- $10.51–16.21
- Bid/Ask
- $9.59 / $19.00
- Market Cap
- $715.38 Mil
- Volume/Avg
- 5,688 / 4,649
Key Statistics
- Price/Earnings (Normalized)
- 17.86
- Price/Sales
- 3.98
- Dividend Yield (Trailing)
- 2.82%
- Dividend Yield (Forward)
- 0.79%
- Total Yield
- 2.82%
Company Profile
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale but is also subject to increased regulatory scrutiny.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Core
- Total Number of Employees
- 1,840
- Website
- https://www.creditcorp.com.au
Competitors
Valuation
|
Metric
|
CCGFF
|
CBA
|
WBC
|
|---|---|---|---|
Price/Earnings (Normalized) | 17.86 | 21.20 | 14.71 |
Price/Book Value | 2.04 | 2.74 | 1.28 |
Price/Sales | 3.98 | 7.85 | 4.90 |
Price/Cash Flow | — | — | 13.39 |
Price/Earnings
CCGFF
CBA
WBC
Financial Strength
|
Metric
|
CCGFF
|
CBA
|
WBC
|
|---|---|---|---|
Quick Ratio | 0.61 | — | — |
Current Ratio | 5.92 | — | — |
Interest Coverage | 3.99 | — | — |
Quick Ratio
CCGFF
CBA
WBC
Profitability
|
Metric
|
CCGFF
|
CBA
|
WBC
|
|---|---|---|---|
Return on Assets (Normalized) | 3.89% | 0.80% | 0.68% |
Return on Equity (Normalized) | 6.07% | 13.77% | 9.72% |
Return on Invested Capital (Normalized) | 5.48% | — | — |
Return on Assets
CCGFF
CBA
WBC
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
V
| Visa Inc Class A | Nlsjjtnq | Xscrh | $571.7 Bil | |
MA
| Mastercard Inc Class A | Yrzsgqq | Bbd | $425.5 Bil | |
AXP
| American Express Co | Cygcnksj | Pjtk | $173.9 Bil | |
PYPL
| PayPal Holdings Inc | Yjfpygmtj | Nqnrg | $66.8 Bil | |
COF
| Capital One Financial Corp | Pjcmrztkk | Jpcfhj | $54.6 Bil | |
DFS
| Discover Financial Services | Lnhgsxqp | Ftddc | $31.2 Bil | |
SYF
| Synchrony Financial | Ndyymlkyz | Wjbqr | $17.7 Bil | |
ALLY
| Ally Financial Inc | Zktzjhlc | Ywlm | $12.4 Bil | |
SOFI
| SoFi Technologies Inc Ordinary Shares | Ylnrtjp | Xcwx | $7.9 Bil | |
WU
| The Western Union Co | Vjsvtzmzm | Tkscjj | $4.5 Bil |