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The Road to Retirement

Here are the maps for each stage of the investment journey.

Some would argue that the point of working is to one day stop working and have enough money to retire. I certainly spend a lot of my time thinking about what I'll be doing when I retire, and I'd wager that most investors are doing the same. I'm also certain that many investors worry about how they'll get there. Will they have enough?

To help ease some of that worry, here is a path to help you to retirement. For early-stage investors, there are tips on how to invest for an event that is decades in the future. For midcareer accumulators, there are strategies on how to manage multiple priorities. For pre-retirees, there are ideas on how to embark on a savings sprint. For retirees, there are solutions for managing your portfolio today and in the future.

An Investing Road Map for Early-Career Accumulators Tips on getting the most bang for your investment dollars when you're just starting out.

An Investing Road Map for Midcareer Accumulators Key financial priorities for investors in the peak earnings years of their 40s and 50s.

An Investing Road Map for Pre-Retirees The late 50s and early 60s are the perfect time for investors to embark on a savings sprint, assess the viability of their portfolios, and build out their stakes in safer securities.

An Investing Road Map for Retirees For people in drawdown mode, tips on asset allocation, pensions, annuities, withdrawal rates, and more.

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About the Author

Ruth Saldanha

Editorial Manager
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Ruth Saldanha was an editorial manager for Morningstar Canada and Morningstar Asia.

Before joining Morningstar Canada in 2018, Saldanha worked as a journalist in Asia. She covered personal finance, stocks, mutual funds, gold, industrials, private equity, mergers and acquisitions, and venture capital, and has worked across television, print, and digital news media outlets.

Saldanha holds a bachelor's degree in English literature and communications from St. Xavier's College, Gujarat University. She also holds a postgraduate diploma in mass communication St. Xavier's College, Mumbai.

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