Regions Financial Earnings: Strength of Deposit Franchise Demonstrated; Shares Undervalued
Regions Financial reported good third-quarter results, with net interest margin expanding 2 basis points from the last quarter.
Regions Financial Corp RF
Bulls Say, Bears Say
Bulls
Regions Financial has one of the best deposit franchises in our coverage, and the bank’s hedging program reduces its net interest margin’s sensitivity to declining short-term interest rates. The bank’s net interest margin could continue to outperform peers in the short term.
Bears
The bank has not been growing its loan book as fast as some of its regional bank peers, despite a footprint in the US south with better growth prospects. This could drive proportionately slower balance sheet growth and modest ongoing market share losses if uncorrected.
News
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Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026
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Regions Financial Corp. Declares Quarterly Common and Preferred Stock Dividends
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Regions Bank Announces Hurricane Isaias Financial Recovery Assistance
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Regions Bank Launches Materials and Infrastructure Group
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Regions Financial to Participate in BancAnalysts Association of Boston Conference
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American Banker Honors Regions’ Kate Danella as One of the 25 Most Powerful Women in Banking
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Regions Financial Announces Retirement of Deron Smithy, Names Allen Mayer as Treasurer
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Regions Bank Increases its Prime Lending Rate
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Trading Information
- Previous Close Price
- $27.85
- Day Range
- $27.87–28.13
- 52-Week Range
- $23.86–32.47
- Bid/Ask
- $27.57 / $28.10
- Shares Outstanding
- 851.93M
- Market Cap
- $23.90B
- Volume/Avg
- — / 9M
Key Statistics
- Price/Earnings (Normalized)
- 11.22
- Price/Sales
- 3.16
- Dividend Yield (Trailing)
- 3.90%
- Dividend Yield (Forward)
- 4.28%
- Dividend Payment Schedule
- Jan, Apr, Jul, Oct
- Total Yield
- 8.68%
Company Profile
Regions Financial is one of the midsize regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Mid Value
- Total Number of Employees
- 19,969
- Website
- https://www.regions.com
Competitors
Valuation
|
Metric
|
RF
|
WFC
|
TFC
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.22 | 11.62 | 10.65 |
Price/Book Value | 1.45 | 1.56 | 1.04 |
Price/Sales | 3.16 | 2.93 | 3.08 |
Price/Cash Flow | 8.13 | 8.43 | 8.46 |
Price/Earnings
RF
WFC
TFC
Financial Strength
|
Metric
|
RF
|
WFC
|
TFC
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
RF
|
WFC
|
TFC
|
|---|---|---|---|
Return on Assets (Normalized) | 1.40% | — | 1.10% |
Return on Equity (Normalized) | 12.75% | — | 10.15% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
RF
WFC
TFC
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United States