Skip to Content

Regions Financial Corp RF

Morningstar Rating
$21.00 +0.53 (2.59%)
View Full Chart
Unlock our analysis with Morningstar Investor

Company Report

Increasing Our Fair Value Estimate Ahead of Regions' First-Quarter Results

Regions Financial is a midsize U.S. regional bank, primarily concentrated in the Southeast. After the disastrous acquisition of AmSouth before the global financial crisis, Regions has stabilized its core operations and turned into a solid regional bank. It has shied away from dramatic acquisitions since and has improved its risk-management and underwriting capabilities, becoming a safer bank in the process. Regions also boasts one of the more advantaged deposit bases under our coverage, with lower costs leading to extra profitability. The bank's focus on improving operational efficiency and building out fee-generating businesses has also improved its profitability profile, as the firm has managed to keep its expense growth to a minimal level for years now while also increasing fees.

Price vs Fair Value

RF is trading within a range we consider fairly valued.
Price
$20.47
Fair Value
$99.00
Uncertainty
High
1-Star Price
$35.70
5-Star Price
$38.40
Economic Moat
Vslw
Capital Allocation
Vckfzvx

Bulls Say, Bears Say

Bulls

A strong economy and higher rates are positives for the banking sector and are much preferable to the zero-rate environment banks were previously stuck in.

Bears

There are few positive catalysts left for the banks. Funding costs are running higher, net interest income has likely peaked, higher regulatory scrutiny is likely, and a potential recession with higher charge-offs may be around the corner.

Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if RF is a good fit for your portfolio.

News

Trading Information

Previous Close Price
$20.47
Day Range
$20.7621.16
52-Week Range
$13.7221.16
Bid/Ask
$21.00 / $21.25
Market Cap
$19.23 Bil
Volume/Avg
8.4 Mil / 7.4 Mil

Key Statistics

Price/Earnings (Normalized)
10.00
Price/Sales
2.59
Dividend Yield (Trailing)
4.69%
Dividend Yield (Forward)
4.69%
Total Yield
6.58%

Company Profile

Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
19,641

Competitors

Valuation

Metric
RF
TFC
PNC
Price/Earnings (Normalized)
10.0011.5312.50
Price/Book Value
1.221.041.31
Price/Sales
2.592.443.20
Price/Cash Flow
6.686.799.11
Price/Earnings
RF
TFC
PNC

Financial Strength

Metric
RF
TFC
PNC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
RF
TFC
PNC
Return on Assets (Normalized)
1.26%0.96%1.05%
Return on Equity (Normalized)
12.85%9.72%12.86%
Return on Invested Capital (Normalized)
Return on Assets
RF
TFC
PNC
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
TyldzmjVrs$76.8 Bil
Intesa Sanpaolo ADR
ISNPY
HhyqdjglvnCvlpz$71.0 Bil
PNC Financial Services Group Inc
PNC
JmyhwsrBnszfm$67.1 Bil
U.S. Bancorp
USB
PhlvfxpthBlp$65.7 Bil
Itau Unibanco Holding SA ADR
ITUB
YyfbxydxMvlxr$55.9 Bil
Mizuho Financial Group Inc ADR
MFG
VfflrmdvJzj$54.5 Bil
Truist Financial Corp
TFC
VkbvgxzfRdpbpv$54.2 Bil
Lloyds Banking Group PLC ADR
LYG
KwjgfmvgMwsvbp$47.6 Bil
NatWest Group PLC ADR
NWG
RstbzhvkTycn$34.7 Bil
Deutsche Bank AG
DB
SddpqWgywk$32.9 Bil

Sponsor Center