Encore Capital Group Inc ECPG

Morningstar Rating
$94.30 −0.14 (0.15%)
View Full Chart

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ECPG is trading at a LOCK|$BJclh premium.
Price
$94.42
Fair Value
LOCK|.JKG<sY@
Uncertainty
LOCK|>j
1-Star Price
LOCK|N.%>py@YYw
5-Star Price
LOCK|.Yx%l#<
Economic Moat
LOCK|>@
Capital Allocation
—

Trading Information

Previous Close Price
$94.44
Day Range
$92.83–94.95
52-Week Range
$39.95–104.98
Bid/Ask
$77.60 / $114.85
Shares Outstanding
21.21M
Market Cap
$2.00B
Volume/Avg
205,393 / 359,461

Key Statistics

Price/Earnings (Normalized)
6.48
Price/Sales
1.13
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
5.61%

Company Profile

Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
7,350

Valuation

Metric
ECPG
Price/Earnings (Normalized)
6.48
Price/Book Value
1.85
Price/Sales
1.13
Price/Cash Flow
13.04
Price/Earnings
ECPG

Financial Strength

Metric
ECPG
Quick Ratio
0.24
Current Ratio
0.29
Interest Coverage
2.38
Quick Ratio
ECPG

Profitability

Metric
ECPG
Return on Assets (Normalized)
6.38%
Return on Equity (Normalized)
34.60%
Return on Invested Capital (Normalized)
11.19%
Return on Assets
ECPG

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
LOCK|$#jbNlLOCK|<#$676B
Mastercard Inc Class A
MA
LOCK|^%$<vSLOCK|!N$482B
American Express Co
AXP
LOCK|#m@qv>pLOCK|Rf$204B
Capital One Financial Corp
COF
LOCK|VTx!yqWLOCK|#HR&%$119B
PayPal Holdings Inc
PYPL
LOCK|XJN?V$&LOCK|yq&j$45B
Affirm Holdings Inc Ordinary Shares - Class A
AFRM
LOCK|&lb@R>HLOCK|Gpkj!$24B
Synchrony Financial
SYF
LOCK|CGGf#^YLOCK|r?!$23B
SoFi Technologies Inc Ordinary Shares
SOFI
LOCK|Bmd!<#LOCK|n<R<d$20B
Ally Financial Inc
ALLY
LOCK|dd&Q#&LOCK|$W$11B
Klarna Group PLC
KLAR
LOCK|&W$<f?@LOCK|m&?w$5B

Sponsor Center