Margaret Giles

More From Margaret Giles

The Best Women-Led Companies to Own: 2025 Edition

These firms have carved out lasting competitive advantages and are led by female CEOs.

Margaret Giles Mar 6, 2025

The Best Ways to Generate Income in Retirement

How does an income-centric approach compare with a total return strategy?

Christine Benz Mar 6, 2025

What to Invest in During High Inflation

These inflation hedges can help protect your portfolio.

Margaret Giles Feb 27, 2025

Do Market Forecasts Really Matter?

Take them with a grain of salt, but forecasts can help inform your financial plan.

Christine Benz Feb 6, 2025

Traditional vs. Roth: What Kind of IRA Should You Use?

Use this calculator to learn if you are eligible for a Roth IRA and see how much you can contribute.

Margaret Giles Jan 27, 2025

It’s Getting Easier to Invest in Private Assets. What Does That Mean for Investors?

Private equity and private credit come with their own set of risks.

Jack Shannon Jan 10, 2025

When Do You Get Kicked Off Your Parents’ Insurance?

After you lose your parents’ coverage, these are your health insurance options.

Carole Hodorowicz Dec 18, 2024

Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024

Tax-loss selling is easiest in bear markets but don’t rule it out this year.

Christine Benz Nov 22, 2024

How to Find the Best Health Savings Account

We break down the benefits of HSAs and Morningstar’s ratings of the top providers.

Margaret Giles Oct 4, 2024

Where to Stash Your Cash

Should you put money in a CD, a high-yield savings account, or a money market mutual fund after the Fed rate cut?

Margaret Giles Oct 3, 2024

Boating Season Is Over, but Don’t Overlook These Recreational Vehicle Stocks

Two manufacturers stand out in a beaten-down industry.

Margaret Giles Sep 6, 2024

BOXX ETF: Cashlike Returns Without the Tax Bill

Unboxing the Alpha Architect ETF’s approach to a popular option trade.

Lan Anh Tran Jul 12, 2024

SPY vs. VOO: Which of Warren Buffett’s ETFs Is Better?

Both of the exchange-traded funds in Berkshire Hathaway’s portfolio track the S&P 500. Only one earns Morningstar’s top rating.

Margaret Giles Jul 2, 2024

What Is a Stock Split?

Companies like to play with the price of their stocks. Here’s why and what you should know.

Ruth Saldanha Jun 26, 2024

Key Statistics About Income and Wealth for the U.S. LGBTQ+ Population

Homeownership rates are lower and poverty rates are higher, especially for transgender people and LGBTQ+ people of color.

Quinn Rennell Jun 3, 2024

Invest in SpaceX Alongside Elon Musk? Why This Closed-End Fund Is Not Worth the Ride

Plus, details about Nvidia’s upcoming stock split and retirement planning tips for Gen Xers and baby boomers.

Jack Shannon May 31, 2024

The Best Gaming Stocks to Buy

These 4 undervalued gaming stocks look attractive today.

Margaret Giles May 9, 2024

TIPS Versus I Bonds

I bonds boast tax advantages, but purchase limits reduce appeal.

Christine Benz May 3, 2024

Roth or Traditional IRA: Which Should You Choose?

Here’s a simple system to help you break down the choice.

Karen Wallace May 3, 2024

5 Steps to a Minimalist Portfolio

A guide to building an effective, low-maintenance portfolio.

Christine Benz May 2, 2024

Covered-Call and Buffer ETFs: Do the Pros Outweigh the Cons?

Plus, insights into Netflix and United’s earnings and the investing priorities Gen Zers and millennials should focus on.

Bryan Armour, CFA Apr 26, 2024

How Rising Interest Rates Affect Your Retirement Plan

Be aware of implications for returns, withdrawal rates, and asset allocation.

Christine Benz Feb 23, 2024

Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)

The student aid application for the 2024-25 school year is open. Don’t skip it.

Margaret Giles Jan 22, 2024

Experts Forecast Stock and Bond Returns: 2024 Edition

Bond outlooks improve, but stocks’ prospects drop on the heels of 2023′s rally.

Christine Benz Jan 5, 2024

Make the Most of Your HSA Benefits and Investments in 2024

Also, Morningstar’s rankings of the best health savings account providers and a breakdown of the HSA triple-tax advantage.

Margaret Giles Nov 24, 2023

How to Improve Your Credit Score

Understanding the key factors of your score can help you boost it.

Margaret Giles Oct 11, 2023

Investing in Climate Action: 2 Renewable Energy Stocks to Consider

These companies are poised to benefit from U.S. climate legislation.

Margaret Giles Sep 20, 2022

Global Fund Flows Show a Moderate Pullback from Fixed-Income

Meanwhile, stock investors stayed put.

Margaret Giles Jul 27, 2022

How Ecolab, IFF Are Shaping the Future of Food

These companies may not be food producers, but they impact the way we eat.

Margaret Giles Apr 12, 2022

Margaret Giles is a manager research analyst covering equity strategies. She was previously a senior content development editor on Morningstar's editorial team, where she focused on portfolio decisions and other personal finance questions.

Giles joined Morningstar in 2018 as a Morningstar Direct product specialist through the Morningstar Development Program.

She holds bachelor's degrees in economics and Spanish from Grinnell College.