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US Investment Data and Open Banking Ecosystems

ByAllAccounts delivers reliable and secure access to high-quality wealth management data, ready to power the needs of wealthtechs and their clients.

For over 23 years, ByAllAccounts has been dedicated to providing exceptional financial data. Our wealth data aggregation service plays a vital role in gaining a comprehensive understanding of an investor's financial status and habits.

With access to precise and complete data, advisors can personalize recommendations for improved client outcomes and firms can streamline workflows.

The Latest Developments in Open Banking Regulation and Standards

The regulatory landscape for digital data security, privacy, and data availability is rapidly evolving, as are the standards underpinning it.


The rulemaking by the Consumer Financial Protection Bureau, Section 1033 of the Dodd-Frank Act, won’t have an immediate impact on the investment data ecosystem. The initial rulemaking will only include certain types of retail banking accounts, such as checking, savings, and credit card accounts, with the commitment to later expand account types.


ByAllAccounts is committed to actively supporting the interests of investors and the professionals who serve them with policymakers, regulators, and industry groups. Read the comment letter we submitted regarding personal financial data rights.

Why Financial Data Sharing Matters

The investment data and open banking ecosystems matter to investors, financial advisors, and the enterprises that serve them.


Today’s direct connections can provide reliable data access for positive client outcomes and back-office efficiencies. To fulfill their fiduciary role to act in their clients’ best interests, financial advisors must understand their clients’ comprehensive financial situation. Advisors can offer personalized financial guidance with access to high-quality data.


ByAllAccounts is an essential partner in delivering the top-quality financial data necessary to drive your investment-related initiatives. As a prominent participant in the rapidly changing wealth data and open banking ecosystems, ByAllAccounts is committed to enhancing the connection between investors and their financial advisors.

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Access the Highest Quality Wealth Management Data in the US Financial Data Ecosystem

ByAllAccounts is an essential partner in delivering the top-quality financial data necessary to drive your investment-related initiatives. As a prominent participant in the rapidly changing investment data and open banking ecosystems, ByAllAccounts is committed to enhancing the connection between investors and their financial advisors.


Advisors can get secure, compliant, and reliable access to clients’ custodial and external accounts, all while allowing investors to retain precise control over their financial data throughout the entire process.

Reliable access to investment data

Advisors need a complete understanding of their clients’ financial situation to fulfill their fiduciary duties and serve clients with personalized, compliant, and actionable financial guidance. To achieve this, they need access to high-quality data and dependable data connections.

We aim to create the largest network of connections to the data sources that our customers depend on. Open banking is one method, but not the only one—our data strategy uses many ways to achieve this goal.

Greater transparency and reduced risk

In an environment of fragmented regulation and standards, open banking minimizes risk by establishing standards and collaboration among key players in the data ecosystem.

Advisors will no longer need to store client credentials or with their aggregator. Investors will be able to manage consent to their financial data, further reducing risk. This prevents unauthorized sharing of user credentials and safeguards against data theft, identity fraud, and other security threats. With ByAllAccounts, investors have greater transparency and more granular control over use of their data.

Industry advocacy and partnership

Trust between an investor and their advisor is especially important. For over 23 years, ByAllAccounts has been a champion for both investors and advisors.

ByAllAccounts is involved with policymakers, industry groups, and regulators to further open banking. We’ll continue to make available the data elements for wealth management use cases through our data access strategies. Consider us your essential partner.

High standards for privacy and security

Integrity is a crucial component of providing financial advice. At ByAllAccounts, we prioritize security and privacy and follow industry-leading financial practices. Our data is encrypted while at rest and in transit, and we comply with applicable laws for privacy and consumer protection.  

As a service provider to many clients that are regulated by the US Securities and Exchange Commission and Financial Industry Regulatory Authority, we maintain the highest standards of third-party risk management in the highly regulated financial industry. 

Strengthening Advisor-Client Relationships and Outcomes with Secure Data Sharing

Take Your Organization to the Next Level with the Power of Data Aggregation

Hopes and Limitations of Consumer Data Services in the US

Why Advisors Should Care About Open Banking

Connect With an Aggregation Specialist

See how high-quality aggregated data can power great financial advice.
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