Scott Simon Article Archive
How to Minimize Uncompensated Risk
The Law of Trusts Is the Foundation for Prudent Fiduciary Investing
The Risk/Return Tradeoff and Modern Prudent Fiduciary Investing
An Introduction to Modern Prudent Fiduciary Investing
403(b) Plans Not Adding Up
On Bernie Madoff and Working Longer
Why Target-Date Funds Miss the Boat
Revisiting Target Date Retirement Income Funds
The SEC Should Try Enforcing the Investment Advisers Act of 1940
An SEC Commissioner's Misfires
An Improvement on Regulation Best Interest
The Case for Dollar-Cost Averaging
About That Best Interest Rule
Why Diversification Pays in Rising Markets, Too
Ground Zero for Prudent Fiduciaries
Partnering With the Right HSA Provider
Should You Manage Health Savings Account Assets?
When an HSA-First Strategy Makes Sense
For Some, HSAs Offer a 'Quadfecta' of Tax Benefits
The Deal With Health Savings Accounts
What's Wrong With Third Party 3(38) Investment Managers?
Do We Need a 'Harmonized' Fiduciary Standard?
When Holding a Single Stock Isn’t Imprudent
Flexibility's Role in Modern Prudent Fiduciary Investing
Fiduciaries, Look to the Law of Trusts as Your Guide
Final Thoughts on the DOL Rule--for Now
The Ins and Outs of the DOL’s Best Interest Contract Exemption
Safe Harbors and Exclusions in the DOL's Fiduciary Rule
Breaking Down the 3 Key Elements of the DOL Fiduciary Rule
Who Does the DOL's Conflict of Interest Rule Apply To?
The Reason for the DOL Rule: IRAs
Understanding the DOL's Conflict of Interest Rule
The Future and the Past of Performance
The Secret to Prudent Retirement Investing
The Futility of Chasing Returns
When Fine Print Doesn't Cut It
How Not to Operate a 401(k)
Stable Value Funds: A Fiduciary Quandary
Stable Value Funds in the Litigation Crosshairs
Ignoring the Noise of Financial Markets
Target Date Income Funds: A Viable Alternative to Annuities in Retirement Plans
Dear Ms. Miller: The Fiduciary Model and Your Company's Retirement Plan
How We Got From There to Here in the Fiduciary Wars
When Non-Fiduciaries Hold the Fiduciary Keys
Disclosure: The Riddle Wrapped in a Mystery Inside an Enigma
The Next Steps for K-12 403(b) Reform
A Way Around Costly 403(b) Plans
Reforming K-12 403(b) Plans
Anatomy of a No-Brainer
Fiduciary Definition Has Another Charlie Brown Moment
Real Reasons to Be Offended
Revisiting K-12 School District 403(b) Agreements
A Taxing Investment Issue for Fiduciaries
Two Different Business Models, Two Different Outcomes for Investors
A Closer Look at a New Weapon in the Fiduciary Wars
Redefining 'Choice' in Retirement Plans
The Conundrum of Mary Jo White
W. Scott Simon is an expert on the Uniform Prudent Investor Act and the Restatement 3rd of Trusts (Prudent Investor Rule). He provides services as a consultant and expert witness on fiduciary issues in litigation and arbitrations. For more information, visit Prudent Investor Advisors, or email ssimon@prudentllc.com. The views expressed in these articles do not necessarily reflect the views of Morningstar.