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W. Scott Simon

W. Scott Simon is a freelance writer.

More From W Scott Simon

A Marketing Idea for Advisors

Contributor Scott Simon offers a way for professionals to effectively promote their 401(k) practices.

Why Regulation Best Interest Should Be Jettisoned

No amount of disclosures in Regulation Best Interest can change the central reality that the nonfiduciary business model puts employers ahead of investors, argues contributor Scott Simon.

How to Minimize Uncompensated Risk

Contributor Scott Simon illustrates how reducing this risk can damp portfolio volatility and improve investor outcomes.

403(b) Plans Not Adding Up

Contributor Scott Simon discusses what upgrades 403(b) plans should make, with lowering costs being the first improvement.

Why Target-Date Funds Miss the Boat

These vehicles fail to meet the challenge of creating a relatively stable, sustainable, and inflation-adjusted income stream throughout retirement, says contributor Scott Simon.

An SEC Commissioner's Misfires

The fact that the commissioner thinks there are only two differences that stand out to her under the best interest standard governing RIAs and B/Ds is unnerving, says Scott Simon.

The Case for Dollar-Cost Averaging

Some argue that lump-sum investing leads to better outcomes over time, but dollar-cost averaging is superior for prudent investors managing risk.

More About W Scott Simon

W. Scott Simon is an expert on the Uniform Prudent Investor Act, the Restatement (Third) of Trusts and Title I of ERISA. He is the author of two books, The Prudent Investor Act: A Guide to Understanding and Index Mutual Funds: Profiting From an Investment Revolution (foreword by John C. Bogle). Simon is the recipient of the 2012 Tamar Frankel Fiduciary of the Year Award.

Simon is a retirement plan advisor at Retirement Wellness Group specializing as a discretionary investment fiduciary pursuant to ERISA section 3(38). This approach can be adapted to non-ERISA plans such as 457(b) plans 401(a) plans as well as to non-profits including foundations and endowments.

Simon also provides expert witness and consulting services as described at https://www.fiduciary-experts.com. These include pre-litigation case evaluation, assistance in litigation support consulting including trial preparation, written opinions, legal arguments as well as testimony at depositions, arbitrations, mediations and trials. Subject matter areas include standards of modern prudent fiduciary investing, prudent fiduciary investment conduct, breaches of fiduciary duties and principles of investing.

Simon is a member of the State Bar of California, a Certified Financial Planner® and an Accredited Investment Fiduciary Analyst®. For more information, please contact him at wssimon@rwg-retirement.com or wssimon@fiduciary-experts.com.

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