Tax-Sheltered Retirement-Bucket Portfolios for Vanguard Investors
Designed for retirees in tax-sheltered accounts, these portfolios blend index and active funds.
Saving and Spending
More on Saving and Spending
What’s a Safe Withdrawal Rate After You’ve Already Retired?
Your remaining time horizon can help determine whether you’re spending too much—or too little.
Doing These 3 ‘Wrong’ Things With Your Money? I’m Not Worried
Why a fan of ‘good enough’ investing isn’t losing sleep over these often-criticized financial moves.
The Simplest Way to Plan for Long-Term-Care Expenses
A dedicated portfolio bucket can help retirees self-fund future care. Here’s how much to set aside, how to invest it, and where to hold it.
Ask the Analyst: TIPS ETFs Protect Against Inflation. So Why Did Mine Lose Money?
Amy Arnott answers nine reader questions, including why TIPS ETFs can lose value, how TIPS ladders work, and where CDs fit in.
Why Playing It Safe in Retirement Can Backfire
Plus, three ways retirees can determine if they’re underspending.
One Statistician’s Warning for Retirees About the 4% Rule
You could end retirement with 50% more wealth than you started with, says Stefan Sharkansky. Here’s why he thinks that’s a problem.
Stefan Sharkansky: The Retirement Rule That Leaves Too Much Money Behind
The statistician says rigid withdrawal rates often cause retirees to underspend. He has a formula that balances secure income with flexible spending.
Ask the Analyst: Are CD Ladders a Good Retirement Strategy?
CD ladders offer safety and predictable income, but inflation risk is a major negative.
How Your Plan Can Survive the Retirement Red Zone
Your portfolio is most vulnerable in the 5 years before and after you retire. But you can protect it, financial planner Dana Anspach says.
5 Things to Do Now to Retire in One Year or Less
These five planning priorities can help you make a smooth transition from earning a paycheck to living off your savings.
Dana Anspach: Don’t Let Fear Ruin Your Retirement
The financial planner and author talks about building a strategy to endure the ‘retirement red zone’ and avoid underspending.
A Child’s Trump Account Could Grow to $5.5 Million—or Just $39,000
We ran the numbers on the wealth-building potential of Trump Accounts for kids, and the biggest factor isn’t the $1,000 seed money.
The Best Way to Invest Money You May Need for Long-Term Care
If your plan is to self-fund long-term care, do so with tax considerations and asset allocation in mind.
A Hierarchy for Retirement Savings
Confused about which vehicles to fund first? We can help.
These Are the Science‑Backed Ways to Save Money During a No-Buy Challenge
Whether you’re joining No-Buy July or No-Spend January, here are strategies for staying on track and building saving habits that work all year.
Ask the Analyst: Should I Set an Age-Based Bond Allocation?
It’s not the worst place to start, but it might end up being overly conservative.
Trump Accounts vs. 529: Assessing the Pros and Cons
Baird’s Director of Advanced Planning Tim Steffen discusses how the tax benefits of these two savings vehicles stack up.
When Inflation Hits, Don’t Let These Line Items Sink Your Savings
Watch your spending on housing and transportation. And remember that you’re investing for the long term.
Is Your Cautious Retirement Spending Doing More Harm Than Good?
For some retirees, underspending their retirement savings is a bigger problem than overspending.
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