China Citic Bank Corp Ltd Class A 601998

Stock XSHG Rating as of Sep 30, 2026

CN¥9.10 +0.08 (0.89%)

As of Sep 30, 2026, 7:00:04 AM Delayed Price Closed

Company Report

Citic Bank Earnings: Margin Sequentially Improved; Raising Fair Value Estimate by 4%

Iris Tan, Junhao Yang Sep 1, 2026

Citic Bank's second-quarter net profit grew 3%, driven by 4% growth in interest income despite a 3% decline in noninterest income. The interim dividend rose 8% to CNY 0.20 per share, with the payout ratio increasing to 32% from 30%.

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Price vs Fair Value

View History

601998 is trading at a LOCK|@xRy@b premium.

Price

CN¥9.10

Sep 30, 2026

Fair Value

P.b

Sep 1, 2026

Uncertainty

LOCK|NDJp@

1-Star Price: LOCK|.%C%
5-Star Price: LOCK|Nc
Economic Moat: LOCK|!d
Capital Allocation: LOCK|Dt#<vq

Bulls Say, Bears Say

Bulls

Citic’s bank wealth management products has been growing faster than peers, leveraging its parent's synergies to build an integrated financial platform.

Bears

Citic's property exposure faces growing risks due to struggling property sales and rising developer defaults.

Trading Information

Previous Close Price: CN¥9.02
Day Range: CN¥8.99–9.10
52-Week Range: CN¥6.85–9.15
Bid/Ask: CN¥9.09 / CN¥9.10
Shares Outstanding: 55.65B
Market Cap: CN¥506.37B
Volume/Avg: 38M / 59M

Key Statistics

Price/Earnings (Normalized): 7.50
Price/Sales: 2.50
Dividend Yield (Trailing): 4.19%
Dividend Yield (Forward): 4.19%
Dividend Payment Schedule: Jun, Nov
Total Yield: 4.19%

Company Profile

China Citic Bank, headquartered in Beijing, ranks as China's ninth-largest commercial lender. The bank operates a nationwide network of 1,459 branches across 153 cities, supplemented by offshore presence in Hong Kong, Macao, New York, Los Angeles, and Singapore as of mid-2024. Founded in 1987, it serves as a core subsidiary of Citic Group, a premier state-owned conglomerate.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Large Value
Total Number of Employees: 67,674
Website: https://www.citicbank.com

Competitors

Valuation

Metric	601998	601328	600036
Price/Earnings (Normalized)	7.50	7.75	7.14
Price/Book Value	0.68	0.59	0.91
Price/Sales	2.50	2.71	3.19
Price/Cash Flow	3.73	9.88	11.55

Price/Earnings

601998

601328

600036

Financial Strength

Metric	601998	601328	600036
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	601998	601328	600036
Return on Assets (Normalized)	0.72%	0.62%	1.15%
Return on Equity (Normalized)	10.00%	8.48%	13.77%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets