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Philippine Savings Bank PSB

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PSB is trading at a 210% premium.
Price
PHP 55.79
Fair Value
PHP 68.40
Uncertainty
Very High
1-Star Price
PHP 686.36
5-Star Price
PHP 92.98
Economic Moat
Jqnl
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
5.53
Price/Sales
1.57
Dividend Yield (Trailing)
5.36%
Dividend Yield (Forward)
5.36%
Total Yield
5.36%

Company Profile

Philippine Savings Bank is a consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company structures its business into segments, such as Consumer Banking, Corporate Banking, Branch Banking, and Treasury. The consumer and corporate banking segments cater to the consumer and corporate customers respectively. The branch banking segment integrates the services provided by the consumer and corporate banking segments. Under the treasury banking segment, the company handles the money market and trading activities. It derives maximum revenue from Branch Banking.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
2,834

Comparables

Valuation

Metric
PSB
BNCOM
AUB
Price/Earnings (Normalized)
5.535.413.62
Price/Book Value
0.580.370.59
Price/Sales
1.571.341.80
Price/Cash Flow
11.954.090.01
Price/Earnings
PSB
BNCOM
AUB

Financial Strength

Metric
PSB
BNCOM
AUB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PSB
BNCOM
AUB
Return on Assets (Normalized)
1.80%1.12%3.23%
Return on Equity (Normalized)
10.95%8.96%23.78%
Return on Invested Capital (Normalized)
Return on Assets
PSB
BNCOM
AUB
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Banks - Regional Industry Comparables

1-Day Chart
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