Live Oak Bancshares Inc LOB

Morningstar Rating
$42.19 +0.65 (1.56%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

LOB is trading at a LOCK|&B!<Y premium.
Price
$41.54
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation

News

Trading Information

Previous Close Price
$41.54
Day Range
$41.6042.49
52-Week Range
$29.3642.89
Bid/Ask
$41.56 / $42.93
Shares Outstanding
46.26M
Market Cap
$1.95B
Volume/Avg
254,706 / 254,693

Key Statistics

Price/Earnings (Normalized)
15.53
Price/Sales
3.44
Dividend Yield (Trailing)
0.29%
Dividend Yield (Forward)
0.29%
Total Yield
0.29%

Company Profile

Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Core
Total Number of Employees
1,040

Valuation

Metric
LOB
Price/Earnings (Normalized)
15.53
Price/Book Value
1.63
Price/Sales
3.44
Price/Cash Flow
19.80
Price/Earnings
LOB

Financial Strength

Metric
LOB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
LOB
Return on Assets (Normalized)
1.02%
Return on Equity (Normalized)
13.43%
Return on Invested Capital (Normalized)
Return on Assets
LOB

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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PNC Financial Services Group Inc
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LOCK|#r^jsz>YLOCK|kJB@D$101B
U.S. Bancorp
USB
LOCK|?DzRr^dSLOCK|W#s$97B
Itau Unibanco Holding SA ADR
ITUB
LOCK|@<$!p<<LOCK|dM$96B
Lloyds Banking Group PLC ADR
LYG
LOCK|w!JDn&LOCK|Yr??$87B
NatWest Group PLC ADR
NWG
LOCK|pFK<SBMLOCK|^Tn%l$69B
Deutsche Bank AG
DB
LOCK|l?CLOCK|xRH$68B
Nu Holdings Ltd Ordinary Shares Class A
NU
LOCK|q&swvQycLOCK|Vl%<R$68B

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