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Guidewire Software Inc GWRE

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Stock XNYS Rating as of
$190.78 +8.91 (4.90%)
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Guidewire Remains the Leading Provider of Software to P&C Insurers

Eric Compton

Guidewire is the leading specialist provider of core software to property and casualty insurers. Its products run mission-critical workflows spanning policy administration, billing, and claims, and the company now serves carriers representing more than 25% of industry direct written premiums. The central strategic opportunity is the industry's long-delayed modernization: many insurers still operate inflexible legacy systems, in some cases rooted in technology built decades ago, while Guidewire is moving customers toward the InsuranceSuite Cloud.

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Price vs Fair Value

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GWRE is trading at a LOCK|M#P premium.
Price
$181.90
Fair Value
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Uncertainty
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1-Star Price
LOCK|J.s
5-Star Price
$%!
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

Guidewire is the clear leader in a large, underserved P&C insurance software market, with customers representing more than 25% of industry direct written premiums.

Bears

Insurers can defer costly core-system replacements, continue upgrading legacy platforms, or choose customized offerings from Oracle or SAP and specialists such as Duck Creek.

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Trading Information

Previous Close Price
$181.90
Day Range
$184.40–191.89
52-Week Range
$102.28–255.61
Bid/Ask
$190.60 / $191.02
Shares Outstanding
81.99M
Market Cap
$15.73B
Volume/Avg
271,108 / 1M

Key Statistics

Price/Earnings (Normalized)
49.97
Price/Sales
10.53
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
3.89%

Company Profile

Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite, is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
Sector
Technology
Industry
Software - Application
Stock Style Box
Small Growth
Total Number of Employees
4,174
Website
https://www.guidewire.com

Competitors

Valuation

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Metric
GWRE
ORCL
ACN
Price/Earnings (Normalized)
 49.9715.9817.72
Price/Book Value
 12.496.325.11
Price/Sales
 10.535.282.00
Price/Cash Flow
 39.6312.4311.36
Price/Earnings
GWRE
ORCL
ACN

Financial Strength

Metric
GWRE
ORCL
ACN
Quick Ratio
 1.671.021.31
Current Ratio
 1.791.171.43
Interest Coverage
 9.675.0737.29
Quick Ratio
GWRE
ORCL
ACN

Profitability

Metric
GWRE
ORCL
ACN
Return on Assets (Normalized)
 11.13%9.91%12.92%
Return on Equity (Normalized)
 20.89%63.39%30.55%
Return on Invested Capital (Normalized)
 12.46%15.17%20.76%
Return on Assets
GWRE
ORCL
ACN

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