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FinVolution Group ADR FINV

Morningstar Rating
$4.89 +0.04 (0.82%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FINV is trading at a 32% discount.
Price
$4.78
Fair Value
$8.69
Uncertainty
Very High
1-Star Price
$76.83
5-Star Price
$7.23
Economic Moat
Hsvcx
Capital Allocation
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News

Trading Information

Previous Close Price
$4.85
Day Range
$4.854.97
52-Week Range
$3.786.05
Bid/Ask
$4.85 / $5.03
Market Cap
$1.37 Bil
Volume/Avg
311,867 / 798,388

Key Statistics

Price/Earnings (Normalized)
3.95
Price/Sales
0.77
Dividend Yield (Trailing)
4.85%
Dividend Yield (Forward)
4.85%
Total Yield
12.01%

Company Profile

FinVolution Group is a provider of online consumer finance in China. It offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers Tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company provides investors with an opportunity to invest in emerging asset class-consumer loans through a variety of investment options. It generates revenues from fees charged to borrowers. The Group’s long-lived assets are located in the PRC and its revenues are derived from within the PRC.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Total Number of Employees
4,144

Valuation

Metric
FINV
Price/Earnings (Normalized)
3.95
Price/Book Value
0.67
Price/Sales
0.77
Price/Cash Flow
3.62
Price/Earnings
FINV

Financial Strength

Metric
FINV
Quick Ratio
3.57
Current Ratio
4.97
Interest Coverage
Quick Ratio
FINV

Profitability

Metric
FINV
Return on Assets (Normalized)
11.37%
Return on Equity (Normalized)
18.85%
Return on Invested Capital (Normalized)
18.50%
Return on Assets
FINV
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