Business Strategy and Outlook| Eric Compton |
Cullen/Frost is one of the smaller regional U.S. banks we cover, and it focuses exclusively on the Texas market. The bank is the largest Texas-based bank and prides itself on knowing the Texas market better than anyone else. It has implemented a relationship-based approach to banking that has garnered strong loyalty in its customer base. The bank's sweet spot is small to medium sized Texas based commercial clients. We think that the relationships Cullen/Frost has built up, often times over generations, along with the bank’s consistent approach to conservative underwriting will continue to serve it well for years to come.