NYSE: CBU
- Last Close 41.61
- Sector Financial Services
- Industry Banks - Regional
- Investment Style Small Value
- Day Range 41.04 – 42.00
- Year Range 40.26 – 65.93
- Market Cap 2.2273 Bil
- Volume / Avg 355,812.0 / 457,731.2
- Price / Sales 3.45
- Price / Book 1.38
- Forward Div Yield 3.66%
- Trailing Div Yield 4.25%
Morningstar‘s Stock Analysis CBU
Valuation
Currency in —
Is it the right time to buy or sell?
Is it the right time to buy or sell?
1-Star Price
INVESTOR
5-Star Price
INVESTOR
Economic Moat
INVESTOR
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Morningstar Quantitative ratings for equities (denoted on this page by) are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies withratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating. Click here for more on how to use these ratings.
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Company Profile CBU
Business Description
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
Our Quantitative Research team models direct competitors or comparable companies from a bottom-up perspective to find companies describing their business in a similar fashion.
Community Bank System Inc
XNYS: CBU
| NBT Bancorp Inc
XNAS: NBTB
| Customers Bancorp Inc
XNYS: CUBI
| United Community Banks Inc
XNAS: UCBI
| |
Price
| 41.61 | 30.80 | 31.96 | 24.67 |
Currency
| USD | USD | USD | USD |
Change
| +$0.27 (0.65%) | +$0.12 (0.39%) | −$0.23 (0.71%) | −$0.10 (0.40%) |
Market Cap
| 2.23 Bil | 1.45 Bil | 1.00 Bil | 2.93 Bil |
Industry
| Banks - Regional | Banks - Regional | Banks - Regional | Banks - Regional |
Sector
|
Financial Services
|
Financial Services
|
Financial Services
|
Financial Services
|
* Trading data in this section is delayed by at least 15 minutes.
FAQs for Community Bank System Inc Stock
Yes. CBU has a forward dividend yield of 4.25%.
See
CBU’s full dividends and stock split history
on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks,
to compare the relationship between a stock’s price and how it rewards stockholders through dividends.
The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.
Learn more about dividend yield.
CBU’s market cap is 2.23 Bil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares.
It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the
largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.
Learn more about market capitalization.
CBU’s stock style is Small Value.
Style is an investment factor that has a meaningful impact on investment risk and returns.
Style is calculated by combining value and growth scores, which are first individually calculated.
High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.
Learn more about style.
CBU’s price/sales is 3.45.
Price/sales represents the amount an investor is willing to pay for a dollar generated from
a particular company’s sales or revenues.
CBU’s price/forward earnings is 14.50.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates.
The lower the Forward P/E, the cheaper the stock.
CBU’s price/book is 1.38.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets,
based on historical, rather than current, valuations. Historical valuations generally do not reflect
a company’s current market value. Value investors frequently look for companies that have low price/book ratios.
See CBU’s valuation ratios compared to the Market Index.
CBU’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.
Compare CBU’s historical performance against its industry peers and the overall market.