Skip to Content

Summit State Bank SSBI

Morningstar Rating
$10.00 −0.65 (6.10%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SSBI is trading at a 741% premium.
Price
$9.93
Fair Value
$24.89
Uncertainty
Very High
1-Star Price
$65.17
5-Star Price
$1.46
Economic Moat
Wlvl
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if SSBI is a good fit for your portfolio.

Trading Information

Previous Close Price
$10.65
Day Range
$10.0010.36
52-Week Range
$8.7518.67
Bid/Ask
$9.05 / $10.55
Market Cap
$67.84 Mil
Volume/Avg
1,335 / 5,874

Key Statistics

Price/Earnings (Normalized)
8.26
Price/Sales
1.83
Dividend Yield (Trailing)
4.80%
Dividend Yield (Forward)
4.80%
Total Yield
4.80%

Company Profile

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
115
Website

Comparables

Valuation

Metric
SSBI
BANC
BMRC
Price/Earnings (Normalized)
8.2617.6724.71
Price/Book Value
0.690.840.76
Price/Sales
1.833.403.40
Price/Cash Flow
15.174.6510.73
Price/Earnings
SSBI
BANC
BMRC

Financial Strength

Metric
SSBI
BANC
BMRC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
SSBI
BANC
BMRC
Return on Assets (Normalized)
0.71%−2.08%0.38%
Return on Equity (Normalized)
8.34%−24.70%3.48%
Return on Invested Capital (Normalized)
Return on Assets
SSBI
BANC
BMRC
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
PnqmjmwlcPdpv$77.7 Bil
Intesa Sanpaolo ADR
ISNPY
CmpjyhbmtvJwz$71.6 Bil
U.S. Bancorp
USB
RsfgftsbCmmq$69.8 Bil
PNC Financial Services Group Inc
PNC
BbmlcntMcqlxfb$69.8 Bil
Truist Financial Corp
TFC
LbmzjtbfPmxppp$56.7 Bil
Itau Unibanco Holding SA ADR
ITUB
FttwdgxcYtcp$56.1 Bil
Mizuho Financial Group Inc ADR
MFG
RnlfyhcbQkrd$55.0 Bil
Lloyds Banking Group PLC ADR
LYG
YfmzjxfdqXrxljv$47.7 Bil
NatWest Group PLC ADR
NWG
VccblkptBhqj$36.0 Bil
Deutsche Bank AG
DB
HkwkxDpxw$32.3 Bil

Sponsor Center