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Provident Financial Holdings Inc PROV

Morningstar Rating
$13.05 −0.27 (2.03%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PROV is trading at a 472% premium.
Price
$13.05
Fair Value
$85.25
Uncertainty
Very High
1-Star Price
$38.69
5-Star Price
$81.96
Economic Moat
Bpsp
Capital Allocation
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News

Trading Information

Previous Close Price
$13.32
Day Range
$13.0214.00
52-Week Range
$10.1615.20
Bid/Ask
$11.58 / $21.15
Market Cap
$89.76 Mil
Volume/Avg
7,464 / 5,399

Key Statistics

Price/Earnings (Normalized)
12.55
Price/Sales
2.32
Dividend Yield (Trailing)
4.29%
Dividend Yield (Forward)
4.29%
Total Yield
7.66%

Company Profile

Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
161

Comparables

Valuation

Metric
PROV
FSBC
MBCN
Price/Earnings (Normalized)
12.5511.3713.88
Price/Book Value
0.691.671.12
Price/Sales
2.324.703.41
Price/Cash Flow
8.0613.0613.66
Price/Earnings
PROV
FSBC
MBCN

Financial Strength

Metric
PROV
FSBC
MBCN
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PROV
FSBC
MBCN
Return on Assets (Normalized)
0.58%1.32%0.96%
Return on Equity (Normalized)
5.93%16.62%8.58%
Return on Invested Capital (Normalized)
Return on Assets
PROV
FSBC
MBCN
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Banks - Regional Industry Comparables

1-Day Chart
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Morningstar Rating for Stocks
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Economic Moat
Market Cap
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Itau Unibanco Holding SA ADR
ITUB
VtndhzbjHczx$55.1 Bil
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MFG
NsxnlhwmVhf$53.7 Bil
Lloyds Banking Group PLC ADR
LYG
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NatWest Group PLC ADR
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Deutsche Bank AG
DB
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