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Orrstown Financial Services Inc ORRF

Morningstar Rating
$25.11 +0.02 (0.08%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ORRF is trading at a 21% discount.
Price
$24.95
Fair Value
$94.36
Uncertainty
Very High
1-Star Price
$37.30
5-Star Price
$99.24
Economic Moat
Wcwd
Capital Allocation
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News

Trading Information

Previous Close Price
$25.09
Day Range
$25.0225.38
52-Week Range
$15.5229.79
Bid/Ask
$10.08 / $32.00
Market Cap
$268.80 Mil
Volume/Avg
28,061 / 40,711

Key Statistics

Price/Earnings (Normalized)
7.11
Price/Sales
2.02
Dividend Yield (Trailing)
3.19%
Dividend Yield (Forward)
3.19%
Total Yield
4.30%

Company Profile

Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time and savings deposits, and granting loans. It is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending. Deposit services include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The Company earns fees from its deposit clients for transaction-based, account maintenance, and overdraft services, it also earns wealth management and investment brokerage fees from its contracts with trust. The company operates in a significant segment - Community Banking.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
425

Comparables

Valuation

Metric
ORRF
FNLC
CATC
Price/Earnings (Normalized)
7.119.0911.97
Price/Book Value
1.001.080.90
Price/Sales
2.023.242.95
Price/Cash Flow
5.477.9211.91
Price/Earnings
ORRF
FNLC
CATC

Financial Strength

Metric
ORRF
FNLC
CATC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
ORRF
FNLC
CATC
Return on Assets (Normalized)
1.22%1.06%0.73%
Return on Equity (Normalized)
14.98%13.04%7.63%
Return on Invested Capital (Normalized)
Return on Assets
ORRF
FNLC
CATC
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRRpyhlxcKxnf$77.1 Bil
ISNPY
Intesa Sanpaolo ADRJvlnhgrsmLbrkf$64.7 Bil
USB
U.S. BancorpXckhrxgjDtg$63.9 Bil
PNC
PNC Financial Services Group IncXcrmphbhWpscnz$58.3 Bil
ITUB
Itau Unibanco Holding SA ADRYgytjmffDlj$55.8 Bil
MFG
Mizuho Financial Group Inc ADRJfhpccqYdv$48.9 Bil
TFC
Truist Financial CorpNmwntvrpvWyhngf$47.6 Bil
LYG
Lloyds Banking Group PLC ADRQvjdmzvlQtsfk$39.2 Bil
DB
Deutsche Bank AGGswgLkr$30.6 Bil
NWG
NatWest Group PLC ADRRfqbQbcgj$29.2 Bil

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