NBT Bancorp Inc NBTB
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if NBTB is a good fit for your portfolio.
News
Trading Information
- Previous Close Price
- $49.38
- Day Range
- $48.81–50.36
- 52-Week Range
- $30.31–50.84
- Bid/Ask
- $48.85 / $49.84
- Market Cap
- $2.35 Bil
- Volume/Avg
- 192,481 / 205,055
Key Statistics
- Price/Earnings (Normalized)
- 16.39
- Price/Sales
- 4.23
- Dividend Yield (Trailing)
- 2.57%
- Dividend Yield (Forward)
- 2.73%
- Total Yield
- 2.78%
Company Profile
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. NBT Bank is a full-service community bank offering a full range of retail and commercial banking products and trust and investment services. Loan products include consumer, home equity, mortgage, business banking, and commercial loans. Nearly half of its loan portfolio is in commercial loans. The bank serves individuals, corporations, and municipalities, and operates scores of locations throughout New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 2,034
- Website
- https://www.nbtbancorp.com
Comparables
Valuation
|
Metric
|
NBTB
|
FBNC
|
INDB
|
|---|---|---|---|
Price/Earnings (Normalized) | 16.39 | 15.43 | 12.34 |
Price/Book Value | 1.61 | 1.27 | 0.93 |
Price/Sales | 4.23 | 4.62 | 3.99 |
Price/Cash Flow | 12.56 | 14.43 | 10.57 |
Price/Earnings
NBTB
FBNC
INDB
Financial Strength
|
Metric
|
NBTB
|
FBNC
|
INDB
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
NBTB
|
FBNC
|
INDB
|
|---|---|---|---|
Return on Assets (Normalized) | 1.01% | 0.98% | 1.17% |
Return on Equity (Normalized) | 9.77% | 9.02% | 7.88% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
NBTB
FBNC
INDB
Banks - Regional Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| BNP Paribas ADR
BNPQY
| Xvvgmswx | Jbqg | $79.0 Bil | |||
| Intesa Sanpaolo ADR
ISNPY
| Qlfjhlvc | Jlxk | $72.4 Bil | |||
| PNC Financial Services Group Inc
PNC
| Scwvwpvw | Dwdjlm | $72.0 Bil | |||
| U.S. Bancorp
USB
| Txgdjpvxj | Tbm | $70.9 Bil | |||
| Truist Financial Corp
TFC
| Dpddfbx | Kgsgls | $59.4 Bil | |||
| Itau Unibanco Holding SA ADR
ITUB
| Sykfxfxrc | Tfps | $55.1 Bil | |||
| Mizuho Financial Group Inc ADR
MFG
| Lbvdkdd | Sgw | $53.7 Bil | |||
| Lloyds Banking Group PLC ADR
LYG
| Wqhxkqb | Hnygjhv | $48.6 Bil | |||
| NatWest Group PLC ADR
NWG
| Sxcfrcply | Vvmdl | $38.6 Bil | |||
| Deutsche Bank AG
DB
| Hvghr | Qhd | $30.5 Bil |