Lake Shore Bancorp Inc LSBK

Morningstar Rating
$18.16 −0.26 (1.41%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

LSBK is trading at a LOCK|@xDR% premium.
Price
$18.30
Fair Value
LOCK|.$@#^S#
Uncertainty
LOCK|?%n
1-Star Price
LOCK|.n#FbMS
5-Star Price
LOCK|.FV^L?>
Economic Moat
LOCK|NWTm
Capital Allocation

Trading Information

Previous Close Price
$18.42
Day Range
$18.1619.09
52-Week Range
$12.5019.09
Bid/Ask
$9.00 / $19.35
Shares Outstanding
7.85M
Market Cap
$142.62M
Volume/Avg
1,000 / 11,812

Key Statistics

Price/Earnings (Normalized)
16.07
Price/Sales
4.50
Dividend Yield (Trailing)
1.98%
Dividend Yield (Forward)
1.98%
Dividend Payment Schedule
Feb, May, Aug, Nov
Total Yield
1.98%

Company Profile

Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
98

Valuation

Metric
LSBK
Price/Earnings (Normalized)
16.07
Price/Book Value
0.96
Price/Sales
4.50
Price/Cash Flow
13.71
Price/Earnings
LSBK

Financial Strength

Metric
LSBK
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
LSBK
Return on Assets (Normalized)
1.23%
Return on Equity (Normalized)
6.60%
Return on Invested Capital (Normalized)
Return on Assets
LSBK

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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LOCK|T?Jg>vtLOCK|!J$131B
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LOCK|fS&vs^@vLOCK|J<k$98B
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LOCK|%x^XDxgWLOCK|vK>J$97B
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LOCK|l<pJ^<KLOCK|>H$95B
Lloyds Banking Group PLC ADR
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LOCK|hrJ#$?LOCK|sL^K$85B
Deutsche Bank AG
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LOCK|C?LOCK|p^$74B
NatWest Group PLC ADR
NWG
LOCK|tFD>d&LOCK|^&P%%$73B
Nu Holdings Ltd Ordinary Shares Class A
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LOCK|W>$SR&$>LOCK|&d<#$70B

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