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Heartland Financial USA Inc HTLF

Morningstar Rating
$33.30 −1.01 (2.94%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HTLF is trading at a 18% discount.
Price
$34.23
Fair Value
$57.24
Uncertainty
High
1-Star Price
$21.28
5-Star Price
$22.99
Economic Moat
Nldq
Capital Allocation
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News

Trading Information

Previous Close Price
$34.31
Day Range
$33.2433.95
52-Week Range
$26.1038.81
Bid/Ask
$13.39 / $52.94
Market Cap
$1.42 Bil
Volume/Avg
257,299 / 264,776

Key Statistics

Price/Earnings (Normalized)
7.46
Price/Sales
2.50
Dividend Yield (Trailing)
3.60%
Dividend Yield (Forward)
3.60%
Total Yield
3.46%

Company Profile

Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services to businesses, including public sector and non-profit entities and individuals. It also provides traditional and non-traditional service channels including online banking, mobile and remote banking, and telephone banking. The company's business lines are Commercial Banking, Agricultural Loans, Small Business Banking, Residential Real Estate Mortgage Lending, Consumer Banking, and Wealth Management and Retirement Plan Services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
1,970

Comparables

Valuation

Metric
HTLF
THVB
EQBK
Price/Earnings (Normalized)
7.469.95
Price/Book Value
0.801.16
Price/Sales
2.503.90
Price/Cash Flow
5.897.68
Price/Earnings
HTLF
THVB
EQBK

Financial Strength

Metric
HTLF
THVB
EQBK
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
HTLF
THVB
EQBK
Return on Assets (Normalized)
0.97%1.61%0.21%
Return on Equity (Normalized)
11.24%19.66%2.49%
Return on Invested Capital (Normalized)
Return on Assets
HTLF
THVB
EQBK
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRKlqcrlfqcNyn$77.1 Bil
ISNPY
Intesa Sanpaolo ADRKhjzsxntgdXmt$64.7 Bil
USB
U.S. BancorpDtfqdcqsmRzjf$63.9 Bil
PNC
PNC Financial Services Group IncLydycygtfKcssnz$58.3 Bil
ITUB
Itau Unibanco Holding SA ADRQxfxttkxVzvy$56.9 Bil
TFC
Truist Financial CorpQghjxcpmDcnlgx$49.0 Bil
MFG
Mizuho Financial Group Inc ADRJdpqvtryjYrxhw$48.9 Bil
LYG
Lloyds Banking Group PLC ADRDxqsysjtkKmcxv$40.5 Bil
DB
Deutsche Bank AGBbrbFkxj$31.2 Bil
NWG
NatWest Group PLC ADRSwvZkdx$29.2 Bil

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