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First Financial Bancorp FFBC

Morningstar Rating
$22.60 +0.65 (2.96%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FFBC is trading at a 21% discount.
Price
$21.84
Fair Value
$55.92
Uncertainty
High
1-Star Price
$52.74
5-Star Price
$46.84
Economic Moat
Zdk
Capital Allocation
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News

Trading Information

Previous Close Price
$21.95
Day Range
$21.8422.74
52-Week Range
$17.2324.99
Bid/Ask
$18.88 / $23.00
Market Cap
$2.16 Bil
Volume/Avg
378,696 / 319,523

Key Statistics

Price/Earnings (Normalized)
7.66
Price/Sales
2.38
Dividend Yield (Trailing)
4.07%
Dividend Yield (Forward)
4.07%
Total Yield
4.07%

Company Profile

First Financial Bancorp is a mid-sized, regional bank holding company. It operates through its wholly-owned subsidiary, First Financial Bank, and provides banking and financial services products through its six lines of business Commercial, Retail Banking, Mortgage Banking, Wealth Management, Investment Commercial Real Estate, and Commercial Finance. First Financial utilizes a community banking business model and serves a combination of metropolitan and non-metropolitan markets through full-service banking centers around Indiana, Ohio, and Kentucky. The primary component of its loan portfolio is commercial real estate loans, followed by commercial and industrial loans. A majority of First Financial's net revenue is net interest income.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
2,165

Comparables

Valuation

Metric
FFBC
PFC
FNB
Price/Earnings (Normalized)
7.668.278.69
Price/Book Value
0.880.740.82
Price/Sales
2.382.403.16
Price/Cash Flow
5.5710.8811.61
Price/Earnings
FFBC
PFC
FNB

Financial Strength

Metric
FFBC
PFC
FNB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
FFBC
PFC
FNB
Return on Assets (Normalized)
1.56%1.02%1,267.49%
Return on Equity (Normalized)
12.51%9.40%9,917.05%
Return on Invested Capital (Normalized)
Return on Assets
FFBC
PFC
FNB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRNpdhxqlcvCcmtd$80.5 Bil
ISNPY
Intesa Sanpaolo ADRJgddbnbmdLstp$68.5 Bil
USB
U.S. BancorpTggxnfrzxJshq$63.9 Bil
PNC
PNC Financial Services Group IncLmhjhwvsrYgkknm$62.7 Bil
ITUB
Itau Unibanco Holding SA ADRBfdtrvjsVfb$55.4 Bil
TFC
Truist Financial CorpSlktzmgdHzntg$52.0 Bil
MFG
Mizuho Financial Group Inc ADRRldcwbbsFzzgd$49.6 Bil
LYG
Lloyds Banking Group PLC ADRKfbwtmpbKqgtcq$40.1 Bil
DB
Deutsche Bank AGKfftZqjnl$31.7 Bil
NWG
NatWest Group PLC ADRTrjcZmdb$30.2 Bil

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