The Federal Reserve released its annual stress test results on June 24. With stronger results than last year, albeit in a less severe scenario, shares of the 32 tested banks generally traded upward, though the movement was muted.
First Citizens California and Southeast footprint have attractive growth potential. If the bank is successful in taking more deposit market share, it can improve its funding profile and return profile.
In the event of a recession, the bank would face lower balance-sheet growth and higher credit costs.
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.02 | 14.89 | 11.94 |
Price/Book Value | 1.18 | 1.58 | 1.04 |
Price/Sales | 2.80 | 4.18 | 3.11 |
Price/Cash Flow | 7.79 | 11.99 | 7.98 |
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
|
Metric
|
FCNCA
|
FITB
|
TFC
|
|---|---|---|---|
Return on Assets (Normalized) | 1.01% | 1.20% | 1.05% |
Return on Equity (Normalized) | 11.11% | 12.70% | 9.66% |
Return on Invested Capital (Normalized) | — | — | — |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| BNP Paribas ADR
BNPQY
| LOCK|!CRyyH> | LOCK|c%f | $127B | |||
| Intesa Sanpaolo ADR
ISNPY
| LOCK|^wXSX?Y | LOCK|t^t | $126B | |||
| Mizuho Financial Group Inc ADR
MFG
| LOCK|z@$^z>v | LOCK|@< | $124B | |||
| PNC Financial Services Group Inc
PNC
| LOCK|<P&h%L> | LOCK|j^G< | $101B | |||
| Itau Unibanco Holding SA ADR
ITUB
| LOCK|j?rm&& | LOCK|l%Z | $97B | |||
| U.S. Bancorp
USB
| LOCK|bv^W$#f& | LOCK|b^# | $97B | |||
| Lloyds Banking Group PLC ADR
LYG
| LOCK|!#>?r< | LOCK|FM>@ | $87B | |||
| NatWest Group PLC ADR
NWG
| LOCK|>brLs># | LOCK|<@#% | $71B | |||
| Deutsche Bank AG
DB
| LOCK|$! | LOCK|kZk | $69B | |||
| Nu Holdings Ltd Ordinary Shares Class A
NU
| LOCK|sl&>wWq | LOCK|XHdP$ | $66B |
United States