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Citizens Community Bancorp Inc CZWI

Morningstar Rating
$10.86 +0.03 (0.28%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CZWI is trading at a 24% discount.
Price
$10.76
Fair Value
$76.96
Uncertainty
Very High
1-Star Price
$46.78
5-Star Price
$8.15
Economic Moat
Lkgb
Capital Allocation
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Trading Information

Previous Close Price
$10.83
Day Range
$10.7610.87
52-Week Range
$7.7612.60
Bid/Ask
$0.00 / $0.00
Market Cap
$113.56 Mil
Volume/Avg
17,581 / 33,256

Key Statistics

Price/Earnings (Normalized)
8.34
Price/Sales
1.93
Dividend Yield (Trailing)
2.76%
Dividend Yield (Forward)
2.76%
Total Yield
3.45%

Company Profile

Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company’s sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
232

Comparables

Valuation

Metric
CZWI
FSUN
MBCN
Price/Earnings (Normalized)
8.348.5110.13
Price/Book Value
0.650.990.87
Price/Sales
1.932.422.50
Price/Cash Flow
9.206.648.49
Price/Earnings
CZWI
FSUN
MBCN

Financial Strength

Metric
CZWI
FSUN
MBCN
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CZWI
FSUN
MBCN
Return on Assets (Normalized)
0.72%1.35%1.03%
Return on Equity (Normalized)
7.97%12.57%9.13%
Return on Invested Capital (Normalized)
Return on Assets
CZWI
FSUN
MBCN
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRDpknzdqnDkcp$77.1 Bil
USB
U.S. BancorpSrdlvrtqyMzyx$63.9 Bil
ISNPY
Intesa Sanpaolo ADRGdnfdgpsfQjdq$63.1 Bil
PNC
PNC Financial Services Group IncYwnfchxwNqzkg$58.3 Bil
ITUB
Itau Unibanco Holding SA ADRMwcscycpvDtmk$55.8 Bil
MFG
Mizuho Financial Group Inc ADRNfdkrdghNjcb$48.9 Bil
TFC
Truist Financial CorpTrhylxbzrXxgtj$47.6 Bil
LYG
Lloyds Banking Group PLC ADRByywcyngDnjjn$39.2 Bil
DB
Deutsche Bank AGVncGgkv$30.6 Bil
NWG
NatWest Group PLC ADRKrnMwlh$29.2 Bil

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