Citizens & Northern Corp CZNC
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- $17.65
- Day Range
- $17.61–18.05
- 52-Week Range
- $16.71–23.50
- Bid/Ask
- $17.67 / $22.95
- Market Cap
- $275.11 Mil
- Volume/Avg
- 34,115 / 24,390
Key Statistics
- Price/Earnings (Normalized)
- 11.24
- Price/Sales
- 2.61
- Dividend Yield (Trailing)
- 4.74%
- Dividend Yield (Forward)
- 6.32%
- Total Yield
- 7.17%
Company Profile
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 404
- Website
- https://www.cnbankpa.com
Comparables
Valuation
Metric
|
CZNC
|
MBCN
|
CNOB
|
---|---|---|---|
Price/Earnings (Normalized) | 11.24 | 9.97 | 8.92 |
Price/Book Value | 1.03 | 0.86 | 0.64 |
Price/Sales | 2.61 | 2.46 | 2.72 |
Price/Cash Flow | 8.03 | 8.36 | 6.38 |
Price/Earnings
CZNC
MBCN
CNOB
Financial Strength
Metric
|
CZNC
|
MBCN
|
CNOB
|
---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
Metric
|
CZNC
|
MBCN
|
CNOB
|
---|---|---|---|
Return on Assets (Normalized) | 1.02% | 1.03% | 0.93% |
Return on Equity (Normalized) | 10.08% | 9.13% | 8.36% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
CZNC
MBCN
CNOB
Banks - Regional Industry Comparables
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
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