Citizens & Northern Corp CZNC

Morningstar Rating
$25.19 +0.17 (0.68%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CZNC is trading at a LOCK|%!C$< premium.
Price
$25.19
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
—

Trading Information

Previous Close Price
$25.02
Day Range
$24.50–25.19
52-Week Range
$18.87–26.37
Bid/Ask
$22.22 / $25.98
Shares Outstanding
17.93M
Market Cap
$451.78M
Volume/Avg
55,830 / 63,663

Key Statistics

Price/Earnings (Normalized)
13.24
Price/Sales
3.08
Dividend Yield (Trailing)
4.45%
Dividend Yield (Forward)
4.45%
Dividend Payment Schedule
Feb, May, Aug, Nov
Total Yield
4.49%

Company Profile

Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
460

Valuation

Metric
CZNC
Price/Earnings (Normalized)
13.24
Price/Book Value
1.31
Price/Sales
3.08
Price/Cash Flow
9.25
Price/Earnings
CZNC

Financial Strength

Metric
CZNC
Quick Ratio
—
Current Ratio
—
Interest Coverage
—
Quick Ratio
No chart available

Profitability

Metric
CZNC
Return on Assets (Normalized)
1.11%
Return on Equity (Normalized)
10.20%
Return on Invested Capital (Normalized)
—
Return on Assets
CZNC

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