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Civista Bancshares Inc CIVB

Morningstar Rating
$14.31 +0.02 (0.14%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CIVB is trading at a 31% discount.
Price
$14.33
Fair Value
$62.18
Uncertainty
Very High
1-Star Price
$18.22
5-Star Price
$88.27
Economic Moat
Jxdkn
Capital Allocation
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News

Trading Information

Previous Close Price
$14.29
Day Range
$14.2714.49
52-Week Range
$13.9919.80
Bid/Ask
$13.50 / $16.38
Market Cap
$224.48 Mil
Volume/Avg
26,692 / 29,973

Key Statistics

Price/Earnings (Normalized)
5.07
Price/Sales
1.35
Dividend Yield (Trailing)
4.40%
Dividend Yield (Forward)
4.47%
Total Yield
5.13%

Company Profile

Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Majority of its revenues are derived from the interest and fees gained on loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
532

Comparables

Valuation

Metric
CIVB
FBNC
AMNB
Price/Earnings (Normalized)
5.0710.1718.00
Price/Book Value
0.600.941.48
Price/Sales
1.353.184.92
Price/Cash Flow
3.8010.6816.18
Price/Earnings
CIVB
FBNC
AMNB

Financial Strength

Metric
CIVB
FBNC
AMNB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CIVB
FBNC
AMNB
Return on Assets (Normalized)
1.19%1.01%0.96%
Return on Equity (Normalized)
12.59%9.50%9.00%
Return on Invested Capital (Normalized)
Return on Assets
CIVB
FBNC
AMNB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRVbpdhmqjSsjf$79.4 Bil
ISNPY
Intesa Sanpaolo ADRFwlnydktfJxhz$65.2 Bil
USB
U.S. BancorpMrhwhzwkpLbyt$61.5 Bil
PNC
PNC Financial Services Group IncWzhdjzdXvndkgb$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRPfkbhgtpJptw$55.4 Bil
MFG
Mizuho Financial Group Inc ADRLdmnzpjXkzxs$48.8 Bil
TFC
Truist Financial CorpNcncgrqbPzmmlz$47.7 Bil
LYG
Lloyds Banking Group PLC ADRBngjgmkfLhtppy$39.7 Bil
DB
Deutsche Bank AGNldwPtzy$31.5 Bil
NWG
NatWest Group PLC ADRNnlFbgwm$29.9 Bil

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