Credit Acceptance Corp CACC

Morningstar Rating
$531.35 +3.85 (0.73%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CACC is trading at a LOCK|vfXZ! premium.
Price
$527.50
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
—

Trading Information

Previous Close Price
$527.50
Day Range
$524.88–539.12
52-Week Range
$401.90–668.86
Bid/Ask
$470.00 / $856.38
Shares Outstanding
10.38M
Market Cap
$5.52B
Volume/Avg
130,508 / 126,649

Key Statistics

Price/Earnings (Normalized)
11.86
Price/Sales
2.53
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
11.31%

Company Profile

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
2,314

Valuation

Metric
CACC
Price/Earnings (Normalized)
11.86
Price/Book Value
3.44
Price/Sales
2.53
Price/Cash Flow
4.89
Price/Earnings
CACC

Financial Strength

Metric
CACC
Quick Ratio
20.01
Current Ratio
21.26
Interest Coverage
—
Quick Ratio
CACC

Profitability

Metric
CACC
Return on Assets (Normalized)
6.93%
Return on Equity (Normalized)
38.70%
Return on Invested Capital (Normalized)
7.37%
Return on Assets
CACC

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