NASDAQ: ASRV
- Last Close 2.59
- Sector Financial Services
- Industry Banks - Regional
- Investment Style Small Value
- Day Range 2.55 – 2.71
- Year Range 2.41 – 4.12
- Market Cap 44.4114 Mil
- Volume / Avg 8,382.0 / 21,699.8
- Price / Sales 0.78
- Price / Book 0.43
- Forward Div Yield 4.88%
- Trailing Div Yield 4.63%
Morningstar‘s Stock Analysis ASRV
Valuation
Currency in —
Is it the right time to buy or sell?
Is it the right time to buy or sell?
1-Star Price
INVESTOR
5-Star Price
INVESTOR
Economic Moat
INVESTOR
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Company Profile ASRV
Business Description
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking; wealth management and investment/parent. The company generates maximum revenue from the community banking segment. The community banking segment includes both retail and commercial banking activities. Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Our Quantitative Research team models direct competitors or comparable companies from a bottom-up perspective to find companies describing their business in a similar fashion.
AmeriServ Financial Inc
XNAS: ASRV
| Truist Financial Corp
XNYS: TFC
| Macatawa Bank Corp
XNAS: MCBC
| Unity Bancorp Inc
XNAS: UNTY
| |
Price
| 2.59 | 27.97 | 8.97 | 23.72 |
Currency
| USD | USD | USD | USD |
Change
| +$0.01 (0.39%) | −$0.28 (0.99%) | +$0.01 (0.11%) | +$0.11 (0.47%) |
Market Cap
| 44.41 Mil | 37.26 Bil | 307.59 Mil | 240.41 Mil |
Industry
| Banks - Regional | Banks - Regional | Banks - Regional | Banks - Regional |
Sector
|
Financial Services
|
Financial Services
|
Financial Services
|
Financial Services
|
* Trading data in this section is delayed by at least 15 minutes.
FAQs for AmeriServ Financial Inc Stock
Yes. ASRV has a forward dividend yield of 4.63%.
See
ASRV’s full dividends and stock split history
on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks,
to compare the relationship between a stock’s price and how it rewards stockholders through dividends.
The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.
Learn more about dividend yield.
ASRV’s market cap is 44.41 Mil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares.
It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the
largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.
Learn more about market capitalization.
ASRV’s stock style is Small Value.
Style is an investment factor that has a meaningful impact on investment risk and returns.
Style is calculated by combining value and growth scores, which are first individually calculated.
High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.
Learn more about style.
ASRV’s price/sales is 0.78.
Price/sales represents the amount an investor is willing to pay for a dollar generated from
a particular company’s sales or revenues.
ASRV’s price/forward earnings is 10.36.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates.
The lower the Forward P/E, the cheaper the stock.
ASRV’s price/book is 0.43.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets,
based on historical, rather than current, valuations. Historical valuations generally do not reflect
a company’s current market value. Value investors frequently look for companies that have low price/book ratios.
See ASRV’s valuation ratios compared to the Market Index.
ASRV’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.
Compare ASRV’s historical performance against its industry peers and the overall market.