NBT Bancorp Inc NBTB

Stock XNAS Rating as of Oct 14, 2026

$50.53 +0.33 (0.66%)

As of Oct 15, 2026, 4:19:45 PM Cboe BZX Real-Time Price Open

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

View History

NBTB is trading at a LOCK|?@^%Q premium.

Price

$50.16

Oct 14, 2026

Fair Value

LOCK|.Z!hZXcq

Oct 10, 2026

Uncertainty

LOCK|@?

1-Star Price: LOCK|.^$bR&Y
5-Star Price: LOCK|.H@PKzQ
Economic Moat: LOCK|f#&
Capital Allocation: —

Trading Information

Previous Close Price: $50.18
Day Range: $50.39–51.00
52-Week Range: $39.47–54.48
Bid/Ask: $50.57 / $50.61
Shares Outstanding: 51.96M
Market Cap: $2.63B
Volume/Avg: 60,487 / 345,232

Key Statistics

Price/Earnings (Normalized): 12.30
Price/Sales: 3.56
Dividend Yield (Trailing): 3.01%
Dividend Yield (Forward): 3.19%
Dividend Payment Schedule: Mar, Jun, Sep, Dec
Total Yield: 3.94%

Company Profile

NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Small Value
Total Number of Employees: 2,303
Website: https://www.nbtbancorp.com

Valuation

Metric	NBTB
Price/Earnings (Normalized)	12.30
Price/Book Value	1.34
Price/Sales	3.56
Price/Cash Flow	9.08

Price/Earnings

NBTB

Financial Strength

Metric	NBTB
Quick Ratio	—
Current Ratio	—
Interest Coverage	—

Quick Ratio

No chart available

Profitability

Metric	NBTB
Return on Assets (Normalized)	1.33%
Return on Equity (Normalized)	11.41%
Return on Invested Capital (Normalized)	—

Return on Assets

NBTB

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