FirstCash Holdings Inc FCFS
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
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FirstCash Reports Record First Quarter Results; Earnings per Share Increase 32% in Total and 24% on an Adjusted Basis; Announces Acquisitions of 22 U.S. Pawn Stores and 19 New Store Openings in LatAm; Declares Quarterly Cash Dividend
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FirstCash Announces Pricing of $500 Million Senior Notes Due 2032
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FirstCash Announces Commencement of Offering of Senior Notes
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FirstCash Reports Fourth Quarter and Full-Year Operating Results; Record Pawn Receivables Drive Strong Revenue and Earnings Growth; Company Adds 157 Pawn Stores in 2023; Declares Quarterly Cash Dividend
Trading Information
- Previous Close Price
- $132.03
- Day Range
- $114.10–128.70
- 52-Week Range
- $88.05–133.64
- Bid/Ask
- $114.64 / $125.00
- Market Cap
- $5.17 Bil
- Volume/Avg
- 1.1 Mil / 220,644
Key Statistics
- Price/Earnings (Normalized)
- 18.88
- Price/Sales
- 1.66
- Dividend Yield (Trailing)
- 1.20%
- Dividend Yield (Forward)
- 1.22%
- Total Yield
- 3.42%
Company Profile
FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Core
- Total Number of Employees
- 19,000
- Website
- https://www.firstcash.com
Comparables
Valuation
Metric
|
FCFS
|
EZPW
|
OPRT
|
---|---|---|---|
Price/Earnings (Normalized) | 18.88 | 11.27 | — |
Price/Book Value | 2.59 | 0.82 | 0.26 |
Price/Sales | 1.66 | 0.87 | 0.41 |
Price/Cash Flow | 5.11 | 5.62 | 0.28 |
Price/Earnings
FCFS
EZPW
OPRT
Financial Strength
Metric
|
FCFS
|
EZPW
|
OPRT
|
---|---|---|---|
Quick Ratio | 2.34 | 2.82 | — |
Current Ratio | 3.89 | 3.75 | — |
Interest Coverage | 4.12 | 3.68 | — |
Quick Ratio
FCFS
EZPW
OPRT
Profitability
Metric
|
FCFS
|
EZPW
|
OPRT
|
---|---|---|---|
Return on Assets (Normalized) | 6.85% | 4.92% | −3.56% |
Return on Equity (Normalized) | 14.48% | 9.71% | −26.89% |
Return on Invested Capital (Normalized) | 9.39% | 5.82% | — |
Return on Assets
FCFS
EZPW
OPRT
Credit Services Industry Comparables
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