Lloyds Banking Group PLC LLOY

Morningstar Rating
GBX113.35 +0.75 (0.67%)
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Company Report

Price vs Fair Value

LLOY is trading within a range we consider fairly valued.
Price
GBX112.60
Fair Value
LOCK|<c
Uncertainty
LOCK|YTCd
1-Star Price
LOCK|B.>&%
5-Star Price
LOCK|.l
Economic Moat
LOCK|KdFw
Capital Allocation
LOCK|<%$W$@K

Bulls Say, Bears Say

Bulls

The bank’s business model is well positioned for the challenges that the current economic outlook poses.

Bears

Its heavy reliance on net interest income makes Lloyds' performance more susceptible to interest rate changes.

News

Trading Information

Previous Close Price
GBX112.60
Day Range
GBX112.10113.60
52-Week Range
GBX79.52117.90
Bid/Ask
GBX109.30 / GBX116.00
Shares Outstanding
57.88B
Market Cap
GBX6.56T
Volume/Avg
77M / 139M

Key Statistics

Price/Earnings (Normalized)
13.81
Price/Sales
3.16
Dividend Yield (Trailing)
3.56%
Dividend Yield (Forward)
3.56%
Dividend Payment Schedule
May, Sep
Total Yield
6.74%

Company Profile

Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of its loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Core
Total Number of Employees
60,061

Competitors

Valuation

Metric
LLOY
NWG
BCS
Price/Earnings (Normalized)
13.8112.109.35
Price/Book Value
1.391.441.04
Price/Sales
3.163.232.33
Price/Cash Flow
5.817.955.42
Price/Earnings
LLOY
NWG
BCS

Financial Strength

Metric
LLOY
NWG
BCS
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
LLOY
NWG
BCS
Return on Assets (Normalized)
0.88%0.88%0.53%
Return on Equity (Normalized)
17.88%17.17%13.58%
Return on Invested Capital (Normalized)
Return on Assets
LLOY
NWG
BCS

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