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Funding Circle Holdings PLC FCH

Morningstar Rating
GBX 66.20 +5.80 (9.60%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FCH is trading at a 29% discount.
Price
GBP 48.29
Fair Value
GBP 27.61
Uncertainty
Very High
1-Star Price
GBP 452.50
5-Star Price
GBP 41.21
Economic Moat
Nrsnd
Capital Allocation
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Trading Information

Previous Close Price
GBX 60.40
Day Range
GBX 61.6066.20
52-Week Range
GBX 25.0066.50
Bid/Ask
GBX 65.60 / GBX 67.00
Market Cap
GBX 22.11 Bil
Volume/Avg
455,080 / 1.6 Mil

Key Statistics

Price/Earnings (Normalized)
Price/Sales
1.28
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
0.89%

Company Profile

Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
959

Comparables

Valuation

Metric
FCH
MAB1
TAM
Price/Earnings (Normalized)
25.0126.52
Price/Book Value
0.927.858.70
Price/Sales
1.282.1110.84
Price/Cash Flow
26.6825.68
Price/Earnings
FCH
MAB1
TAM

Financial Strength

Metric
FCH
MAB1
TAM
Quick Ratio
2.570.233.62
Current Ratio
2.640.593.62
Interest Coverage
7.0948.92
Quick Ratio
FCH
MAB1
TAM

Profitability

Metric
FCH
MAB1
TAM
Return on Assets (Normalized)
−7.70%10.15%26.72%
Return on Equity (Normalized)
−11.86%26.76%34.20%
Return on Invested Capital (Normalized)
−8.77%18.63%34.91%
Return on Assets
FCH
MAB1
TAM
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COF
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DFS
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SYF
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ALLY
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SOFI
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WU
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