AEON Credit Service (M) Bhd 5139
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- —
- Day Range
- —–—
- 52-Week Range
- —–—
- Bid/Ask
- — / —
- Market Cap
- —
- Volume/Avg
- — / —
Key Statistics
- Price/Earnings (Normalized)
- 9.32
- Price/Sales
- 2.01
- Dividend Yield (Trailing)
- 3.41%
- Dividend Yield (Forward)
- 3.41%
- Total Yield
- 3.41%
Company Profile
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. The company earns more than 80% of its revenue from interest and financing charges on the loans it provides. Fees provide the remaining revenue. Vehicle financing, with a roughly even split between cars and motorcycles, accounts for more than half of the loans the company has outstanding. Remaining loans outstanding are in the personal financing, consumer durables financing, and credit card categories. Aeon Credit issues credit cards under the Visa and Mastercard brand names.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 3,078
- Website
- https://www.aeoncredit.com.my
Comparables
Valuation
|
Metric
|
5139
|
8584
|
ISCD
|
|---|---|---|---|
Price/Earnings (Normalized) | 9.32 | 8.75 | 11.14 |
Price/Book Value | 1.47 | 0.87 | 0.93 |
Price/Sales | 2.01 | 1.05 | 0.86 |
Price/Cash Flow | 3.50 | 5.06 | 3.72 |
Price/Earnings
5139
8584
ISCD
Financial Strength
|
Metric
|
5139
|
8584
|
ISCD
|
|---|---|---|---|
Quick Ratio | 1.01 | 1.84 | 1.26 |
Current Ratio | 1.11 | 1.86 | 1.27 |
Interest Coverage | 3.00 | — | — |
Quick Ratio
5139
8584
ISCD
Profitability
|
Metric
|
5139
|
8584
|
ISCD
|
|---|---|---|---|
Return on Assets (Normalized) | 7.05% | 0.90% | 1.04% |
Return on Equity (Normalized) | 33.73% | 15.33% | 8.62% |
Return on Invested Capital (Normalized) | 9.13% | 1.08% | 4.98% |
Return on Assets
5139
8584
ISCD
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
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MA
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PYPL
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COF
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DFS
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SYF
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ALLY
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SOFI
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WU
| The Western Union Co | Pbxdtptb | Hgthfnf | $4.5 Bil |