Skip to Content

Standard Premium Finance Holdings Inc SPFX

Morningstar Rating
$3.27 +0.25 (8.28%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SPFX is trading at a 48% discount.
Price
$3.26
Fair Value
$9.17
Uncertainty
Extreme
1-Star Price
$64.16
5-Star Price
$1.45
Economic Moat
Lrjpmnj
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if SPFX is a good fit for your portfolio.

Trading Information

Previous Close Price
$3.02
Day Range
$3.033.27
52-Week Range
$2.826.95
Bid/Ask
$2.90 / $3.00
Market Cap
$9.50 Mil
Volume/Avg
300 / 501

Key Statistics

Price/Earnings (Normalized)
25.15
Price/Sales
2.71
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Arizona, Colorado, Florida, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Texas, and Virginia. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Total Number of Employees
27

Valuation

Metric
SPFX
Price/Earnings (Normalized)
25.15
Price/Book Value
1.49
Price/Sales
2.71
Price/Cash Flow
6.09
Price/Earnings
SPFX

Financial Strength

Metric
SPFX
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
SPFX
Return on Assets (Normalized)
0.93%
Return on Equity (Normalized)
8.66%
Return on Invested Capital (Normalized)
Return on Assets
SPFX
See how this stock stacks up to its competitors with Morningstar Investor

Credit Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
V
Visa Inc Class ADvbswtbRld$549.4 Bil
MA
Mastercard Inc Class AQwxmvpwsQdbnl$412.4 Bil
AXP
American Express CoJbdxmfksWxsxg$166.0 Bil
PYPL
PayPal Holdings IncBnyqcygcFccmsy$68.7 Bil
COF
Capital One Financial CorpQfhzzqtKbvtcd$54.4 Bil
DFS
Discover Financial ServicesXtxyqrhcHxrscy$31.3 Bil
SYF
Synchrony FinancialKjxjmgxvcPnxf$18.3 Bil
ALLY
Ally Financial IncLscrkrpnhTjlw$12.0 Bil
SOFI
SoFi Technologies Inc Ordinary SharesSwyjrwxkJfdnw$7.4 Bil
WU
The Western Union CoPprtznxnsYtqkdc$4.6 Bil

Sponsor Center