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Pacific Financial Corp PFLC

Morningstar Rating
$10.16 −0.09 (0.88%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PFLC is trading at a 110% premium.
Price
$10.23
Fair Value
$34.89
Uncertainty
Very High
1-Star Price
$57.16
5-Star Price
$7.33
Economic Moat
Ktzy
Capital Allocation
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News

Trading Information

Previous Close Price
$10.25
Day Range
$10.1610.20
52-Week Range
$9.2011.40
Bid/Ask
$10.15 / $10.25
Market Cap
$105.01 Mil
Volume/Avg
4,396 / 4,041

Key Statistics

Price/Earnings (Normalized)
8.13
Price/Sales
1.98
Dividend Yield (Trailing)
5.41%
Dividend Yield (Forward)
5.51%
Total Yield
5.79%

Company Profile

Pacific Financial Corp is active in the financial services domain as a bank holding company of the Bank of the Pacific, based in the United States. Its business also includes loan production and real estate mortgage provision. Its commercial banking division caters through services such as business checking, business savings and certificates of deposits, business loans, treasury management and commercial real estate loans, while its personal banking services comprise of checking solutions, savings solutions, consumer loans and lines of credit. The Bank operates loan production offices in Burlington, Washington; Salem, Oregon; and Lake Oswego, Oregon; and a residential real estate mortgage department.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
234

Comparables

Valuation

Metric
PFLC
CSTR
LBC
Price/Earnings (Normalized)
8.1314.2612.89
Price/Book Value
0.921.150.67
Price/Sales
1.983.803.78
Price/Cash Flow
6.838.998.78
Price/Earnings
PFLC
CSTR
LBC

Financial Strength

Metric
PFLC
CSTR
LBC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PFLC
CSTR
LBC
Return on Assets (Normalized)
1.11%1.02%0.46%
Return on Equity (Normalized)
11.87%9.24%5.42%
Return on Invested Capital (Normalized)
Return on Assets
PFLC
CSTR
LBC
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Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
MjsfpdchtKmhj$79.1 Bil
Intesa Sanpaolo ADR
ISNPY
YbtvrskwLwp$72.3 Bil
PNC Financial Services Group Inc
PNC
ZgdzdtwgBtvpqkq$72.0 Bil
U.S. Bancorp
USB
MhplzgmpbZrdnw$70.9 Bil
Truist Financial Corp
TFC
BkpyttcTrdgjg$59.0 Bil
Itau Unibanco Holding SA ADR
ITUB
HxnjjrssgRkln$54.6 Bil
Mizuho Financial Group Inc ADR
MFG
FrwrrggpBskm$53.5 Bil
Lloyds Banking Group PLC ADR
LYG
CrrcjgbzZsmxnr$48.7 Bil
NatWest Group PLC ADR
NWG
SqjktpbHlbn$36.2 Bil
Deutsche Bank AG
DB
MqldtCjgf$30.4 Bil

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