Eastern Michigan Financial Corp EFIN
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- $28.51
- Day Range
- $28.52–28.52
- 52-Week Range
- $22.90–30.30
- Bid/Ask
- $28.51 / $29.30
- Market Cap
- $35.76 Mil
- Volume/Avg
- 100 / 641
Key Statistics
- Price/Earnings (Normalized)
- —
- Price/Sales
- —
- Dividend Yield (Trailing)
- 5.44%
- Dividend Yield (Forward)
- 5.61%
- Total Yield
- 5.44%
Company Profile
Eastern Michigan Financial Corp is a bank holding company. The Company through its holding provides baking products and services including personal banking, business banking and lending including diversified loans. Personal banking includes debit and credit cards, mobile banking and deposit services where Business banking includes cash management and other business-related services. The portfolio segments include commercial and industrial, agricultural, real estate related industries, other commercial loans, residential real estate, consumer and other, and home equity.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Core
- Total Number of Employees
- 94
- Website
- https://www.emb.bank
Valuation
|
Metric
|
EFIN
|
|---|---|
Price/Earnings (Normalized) | — |
Price/Book Value | 1.00 |
Price/Sales | — |
Price/Cash Flow | — |
Price/Earnings
No chart available
Financial Strength
|
Metric
|
EFIN
|
|---|---|
Quick Ratio | — |
Current Ratio | — |
Interest Coverage | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
EFIN
|
|---|---|
Return on Assets (Normalized) | 0.98% |
Return on Equity (Normalized) | 9.97% |
Return on Invested Capital (Normalized) | — |
Return on Assets
No chart available
Banks - Regional Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
BNPQY
| BNP Paribas ADR | Sydqwcyw | Btbjx | $82.2 Bil | |
ISNPY
| Intesa Sanpaolo ADR | Pfkvkpcstx | Kmz | $68.4 Bil | |
USB
| U.S. Bancorp | Rxdbsdbns | Srhwv | $63.9 Bil | |
PNC
| PNC Financial Services Group Inc | Rhcxbqhw | Gxdmcps | $62.2 Bil | |
ITUB
| Itau Unibanco Holding SA ADR | Kgxfmwfjf | Cgwy | $56.4 Bil | |
TFC
| Truist Financial Corp | Fcntcfz | Mmspmnk | $50.8 Bil | |
MFG
| Mizuho Financial Group Inc ADR | Gmwrbmtb | Ztphc | $48.9 Bil | |
LYG
| Lloyds Banking Group PLC ADR | Yrwdqwbg | Wlbsxl | $40.8 Bil | |
DB
| Deutsche Bank AG | Slty | Smr | $35.5 Bil | |
NWG
| NatWest Group PLC ADR | Pwkc | Rpyv | $31.5 Bil |