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Ballston SpA Bancorp Inc BSPA

Morningstar Rating
$51.10 +0.65 (1.29%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BSPA is trading at a 14% discount.
Price
$51.38
Fair Value
$32.39
Uncertainty
Extreme
1-Star Price
$841.19
5-Star Price
$95.21
Economic Moat
Jqrvnc
Capital Allocation
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Trading Information

Previous Close Price
$50.45
Day Range
$50.9851.10
52-Week Range
$45.9056.50
Bid/Ask
$51.20 / $53.00
Market Cap
$39.35 Mil
Volume/Avg
1,741 / 700

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
2.58%
Dividend Yield (Forward)
2.58%
Total Yield
2.58%

Company Profile

Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
110

Valuation

Metric
BSPA
Price/Earnings (Normalized)
Price/Book Value
Price/Sales
Price/Cash Flow
Price/Earnings
No chart available

Financial Strength

Metric
BSPA
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BSPA
Return on Assets (Normalized)
0.72%
Return on Equity (Normalized)
9.67%
Return on Invested Capital (Normalized)
Return on Assets
No chart available
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRKygpf$69.3 Bil
ITUB
Itau Unibanco Holding SA ADRPrwz$65.6 Bil
USB
U.S. BancorpByyx$63.6 Bil
PNC
PNC Financial Services Group IncKxrlb$58.3 Bil
ISNPY
Intesa Sanpaolo ADRJjwsd$57.0 Bil
TFC
Truist Financial CorpVdxgllt$47.7 Bil
MFG
Mizuho Financial Group Inc ADRNttbd$46.1 Bil
LYG
Lloyds Banking Group PLC ADRHqpblm$35.0 Bil
BBD
Bank Bradesco SA ADRMwgz$28.5 Bil
DB
Deutsche Bank AGMctvm$26.1 Bil

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