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Ballston SpA Bancorp Inc BSPA

Morningstar Rating
$53.00 +0.50 (0.95%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

BSPA is trading at a 15% discount.
Price
$52.91
Fair Value
$41.38
Uncertainty
Extreme
1-Star Price
$853.33
5-Star Price
$33.98
Economic Moat
Kpvcxv
Capital Allocation
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Trading Information

Previous Close Price
$52.50
Day Range
$53.0053.00
52-Week Range
$45.9055.50
Bid/Ask
$53.00 / $58.00
Market Cap
$40.81 Mil
Volume/Avg
360 / 603

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
2.49%
Dividend Yield (Forward)
2.49%
Total Yield
2.49%

Company Profile

Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
110

Valuation

Metric
BSPA
Price/Earnings (Normalized)
Price/Book Value
Price/Sales
Price/Cash Flow
Price/Earnings
No chart available

Financial Strength

Metric
BSPA
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
BSPA
Return on Assets (Normalized)
0.72%
Return on Equity (Normalized)
9.67%
Return on Invested Capital (Normalized)
Return on Assets
No chart available
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRJrftwrfRqrfy$80.5 Bil
ISNPY
Intesa Sanpaolo ADRXgtvmcwdbHzxj$66.7 Bil
USB
U.S. BancorpLshjphxjtkQxr$64.0 Bil
PNC
PNC Financial Services Group IncQltlwkgjtQtsbbhr$62.1 Bil
ITUB
Itau Unibanco Holding SA ADRDvqdbppqYkwf$55.4 Bil
TFC
Truist Financial CorpFnhphpkWxxpjk$50.9 Bil
MFG
Mizuho Financial Group Inc ADRTcvzxfxPdpxk$48.8 Bil
LYG
Lloyds Banking Group PLC ADRFjrvjpygGbcvvx$40.1 Bil
DB
Deutsche Bank AGTdyGlg$31.7 Bil
NWG
NatWest Group PLC ADRWklKsqf$30.2 Bil

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