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Alior Bank SA ADR ALORY

Morningstar Rating
$2.07 −2.07 (50.00%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ALORY is trading at a 13% discount.
Price
$2.08
Fair Value
$9.52
Uncertainty
Very High
1-Star Price
$6.66
5-Star Price
$3.77
Economic Moat
Fnxd
Capital Allocation
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Trading Information

Previous Close Price
$4.14
Day Range
$2.072.07
52-Week Range
$2.076.57
Bid/Ask
$0.01 / $1,416.87
Market Cap
$540.49 Mil
Volume/Avg
200 / 150

Key Statistics

Price/Earnings (Normalized)
5.05
Price/Sales
0.56
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Alior Bank SA is a universal lending and deposit-taking bank that provides services primarily to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. About a quarter of the amounts due from customers originate from the Mazovia province. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
Sector
Financial Services
Industry
Banks - Diversified
Stock Style Box
Mid Growth
Total Number of Employees
7,229

Comparables

Valuation

Metric
ALORY
PKO
SPL
Price/Earnings (Normalized)
5.0513.9010.98
Price/Book Value
0.491.681.73
Price/Sales
0.563.133.50
Price/Cash Flow
2.8016.193.82
Price/Earnings
ALORY
PKO
SPL

Financial Strength

Metric
ALORY
PKO
SPL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
ALORY
PKO
SPL
Return on Assets (Normalized)
2.67%1.96%1.98%
Return on Equity (Normalized)
27.57%21.85%16.78%
Return on Invested Capital (Normalized)
Return on Assets
ALORY
PKO
SPL
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Banks - Diversified Industry Comparables

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Capital Allocation
Economic Moat
Market Cap
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RY
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MUFG
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C
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TD
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UBS
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SAN
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