ZENKOKU HOSHO Co Ltd ADR ZNKKY

Morningstar Rating
$9.95 −0.33 (3.21%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ZNKKY is trading at a LOCK|@S!$< premium.
Price
$9.95
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
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Trading Information

Previous Close Price
$10.28
Day Range
$9.95–9.95
52-Week Range
$7.65–12.34
Bid/Ask
$9.41 / $10.38
Shares Outstanding
266.16M
Market Cap
$2.64B
Volume/Avg
758 / 491

Key Statistics

Price/Earnings (Normalized)
12.36
Price/Sales
6.99
Dividend Yield (Trailing)
3.77%
Dividend Yield (Forward)
3.77%
Dividend Payment Schedule
Jul, Dec
Total Yield
5.55%

Company Profile

ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Value
Total Number of Employees
539

Valuation

Metric
ZNKKY
Price/Earnings (Normalized)
12.36
Price/Book Value
1.77
Price/Sales
6.99
Price/Cash Flow
12.53
Price/Earnings
ZNKKY

Financial Strength

Metric
ZNKKY
Quick Ratio
3.03
Current Ratio
3.44
Interest Coverage
52.84
Quick Ratio
ZNKKY

Profitability

Metric
ZNKKY
Return on Assets (Normalized)
6.83%
Return on Equity (Normalized)
14.09%
Return on Invested Capital (Normalized)
11.29%
Return on Assets
ZNKKY

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