Société Générale will continue down the path that has led to its recovery over the last three years. It believes a lower absolute cost base, modest revenue growth, stable cost of risk, and returning 80% of earnings to shareholders should deliver its 2029 return on tangible equity target of 13%-14%.
The current management team has consistently overdelivered on its guidance and has transformed and derisked the bank.
SocGen’s outsize exposure to investment banking, consumer credit and vehicle finance,heightens earnings volatility and downside sensitivity.
Metric | SCGLY | BNP | ACA |
|---|---|---|---|
Price/Earnings (Normalized) | 8.28 | 7.57 | 7.83 |
Price/Book Value | 0.65 | 0.81 | 0.61 |
Price/Sales | 0.90 | 1.53 | 1.90 |
Price/Cash Flow | 2.34 | 3.98 | 0.96 |
Metric | SCGLY | BNP | ACA |
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Metric | SCGLY | BNP | ACA |
|---|---|---|---|
Return on Assets (Normalized) | 0.48% | 0.51% | 0.29% |
Return on Equity (Normalized) | 11.02% | 12.08% | 8.87% |
Return on Invested Capital (Normalized) | — | — | — |
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United States