Along with Equifax and TransUnion, Experian is one of the Big Three credit bureaus. Experian's US core credit bureau business is relatively mature and, as a result, the company has been expanding through adjacent products and in emerging markets.
Experian has data on approximately 1.5 billion consumers and about 200 million businesses globally; this depth would be incredibly hard to replicate.
Experian's business has some exposure to credit conditions, and a slowdown in marketing activity and originations could weigh on the firm's growth.
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Price/Earnings (Normalized) | 22.50 | 20.71 | 22.71 |
Price/Book Value | 6.71 | — | 4.91 |
Price/Sales | 4.50 | 8.13 | 3.41 |
Price/Cash Flow | 15.83 | 19.06 | 13.46 |
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Quick Ratio | 0.85 | 1.13 | 0.89 |
Current Ratio | 0.85 | 1.18 | 1.09 |
Interest Coverage | 9.44 | 6.72 | 5.41 |
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Return on Assets (Normalized) | 12.09% | 48.40% | 6.83% |
Return on Equity (Normalized) | 30.80% | — | 17.71% |
Return on Invested Capital (Normalized) | 16.63% | 74.96% | 9.93% |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Experian PLC
EXPGF
| — | LOCK|^<J! | $36B | |||
| Verisk Analytics Inc
VRSK
| LOCK|JF><l$< | LOCK|LT^ | $26B | |||
| SGS AG
SGSOF
| — | LOCK|%@ | $24B | |||
| SGS AG ADR
SGSOY
| — | LOCK|ln | $24B | |||
| Equifax Inc
EFX
| LOCK|b$^!FP | LOCK|gB!!^ | $22B | |||
| Bureau Veritas SA
BVRDF
| — | LOCK|qnP | $15B | |||
| Bureau Veritas SA ADR
BVVBY
| — | LOCK|j&g | $15B | |||
| BayCurrent Inc
BYCRF
| — | LOCK|>r | $11B | |||
| Booz Allen Hamilton Holding Corp Class A
BAH
| — | LOCK|k%pt$ | $9B |
United States