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Yiren Digital Ltd ADR YRD

Morningstar Rating
$5.08 +0.04 (0.79%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

YRD is trading at a 31% discount.
Price
$5.01
Fair Value
$9.69
Uncertainty
Extreme
1-Star Price
$68.90
5-Star Price
$5.61
Economic Moat
Dhft
Capital Allocation
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News

Trading Information

Previous Close Price
$5.04
Day Range
$5.085.23
52-Week Range
$1.945.80
Bid/Ask
$4.96 / $5.23
Market Cap
$450.15 Mil
Volume/Avg
141,256 / 149,678

Key Statistics

Price/Earnings (Normalized)
1.61
Price/Sales
0.66
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Yiren Digital Ltd is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Total Number of Employees
1,064

Valuation

Metric
YRD
Price/Earnings (Normalized)
1.61
Price/Book Value
0.39
Price/Sales
0.66
Price/Cash Flow
Price/Earnings
YRD

Financial Strength

Metric
YRD
Quick Ratio
5.03
Current Ratio
5.11
Interest Coverage
Quick Ratio
YRD

Profitability

Metric
YRD
Return on Assets (Normalized)
22.74%
Return on Equity (Normalized)
30.64%
Return on Invested Capital (Normalized)
27.87%
Return on Assets
YRD
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