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AmeriServ Financial Inc ASRV

Morningstar Rating
$2.69 +0.12 (4.67%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ASRV is trading at a 33% discount.
Price
$2.59
Fair Value
$9.92
Uncertainty
Very High
1-Star Price
$4.15
5-Star Price
$2.74
Economic Moat
Wmbk
Capital Allocation
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News

Trading Information

Previous Close Price
$2.57
Day Range
$2.592.70
52-Week Range
$2.253.40
Bid/Ask
$2.42 / $2.98
Market Cap
$46.13 Mil
Volume/Avg
2 / 20,765

Key Statistics

Price/Earnings (Normalized)
11.25
Price/Sales
0.88
Dividend Yield (Trailing)
4.61%
Dividend Yield (Forward)
4.61%
Total Yield
4.46%

Company Profile

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking; wealth management and investment/parent. The company generates maximum revenue from the community banking segment. The community banking segment includes both retail and commercial banking activities. Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans and small business commercial loans. Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
323

Valuation

Metric
ASRV
Price/Earnings (Normalized)
11.25
Price/Book Value
0.45
Price/Sales
0.88
Price/Cash Flow
11.49
Price/Earnings
ASRV

Financial Strength

Metric
ASRV
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
ASRV
Return on Assets (Normalized)
−0.24%
Return on Equity (Normalized)
−3.19%
Return on Invested Capital (Normalized)
Return on Assets
ASRV
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRMhdzdbtwMxjt$79.4 Bil
ISNPY
Intesa Sanpaolo ADRBmpfyjlvzFyd$65.2 Bil
USB
U.S. BancorpHsggfdzyhxCrqd$61.5 Bil
PNC
PNC Financial Services Group IncXnsfwbhzFthymv$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRDrczpgdtDxh$55.4 Bil
MFG
Mizuho Financial Group Inc ADRSnsyjhdMjm$48.8 Bil
TFC
Truist Financial CorpGsptnfvGfrqj$47.7 Bil
LYG
Lloyds Banking Group PLC ADRJwgqxygtQnbmf$39.7 Bil
DB
Deutsche Bank AGLbblRtx$31.5 Bil
NWG
NatWest Group PLC ADRDytwdHls$29.9 Bil

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