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Personal Finance
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Personal Finance Topics
Taxes
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Tax-Efficient Portfolios for Vanguard Investors
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How to Avoid Unintended Distributions from Inherited IRAs and 401(k)s
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BOXX ETF: Cashlike Returns Without the Tax Bill
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Is High Inflation a Good Time for Roth IRA Conversions?
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These Active Funds Take the Lead on Aftertax Returns
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529 State Tax Benefits in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for Mutual Fund Investors
Saving and Spending
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A Hierarchy for Retirement Savings
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When Rebalancing Creates Higher Returns—and When It Doesn’t
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Struggling to Save Money? Here’s How Your Summer Vacation Can Inspire Your Goals
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Scott Rick: Are You a Tightwad or a Spendthrift?
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AI Is Booming, but Consumer Spending Is Slowing. Which Will Prevail in the Stock Market?
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How to Maximize Credit Card Points for Better Trips and Rewards
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Do You Need More Than 3 Buckets?
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The Best Funds for Rebalancing in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
Estate Planning
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Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
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4 Financial Tasks You Shouldn’t Put Off
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How to Make a Tax-Free Donation From Your IRA
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3 Charitable Investment Strategies That Deliver Higher Tax Benefits
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3 Tax-Friendly Charitable-Giving Strategies for Retirees
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How Advisors Can Help Clients Benefit From Legacy IRAs
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How to Give to Charity and Save on Taxes
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Year-End Charitable-Giving Strategies
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A New Way to Achieve Charitable Goals While Saving on Taxes
Healthcare
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Medical Loans and Medical Credit Cards: What to Know Before You Sign Up
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19 Best Healthcare Companies to Invest In
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Healthcare: Valuations Look Attractive In Most Industries
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Obesity Drug Stocks: Why It Will Be ‘Exceptionally Difficult’ to Dethrone Eli Lilly and Novo Nordisk
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Is Fixing Social Security and Medicare as Dire as It Seems?
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How Anti-Obesity Drugs Are Innovating the Healthcare Market
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Damien Conover and Rebecca Springer: ‘We Are in a Healthcare Consumerization Moment Right Now’
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Today’s Market Volatility Could Provide Tomorrow’s Opportunities
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4 Financial Tasks You Shouldn’t Put Off
Save for College
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5 Takeaways on the 529 Savings Plan Landscape
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Morningstar’s Top-Ranked 529 Plans
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Tips for Navigating the New FAFSA
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529 State Tax Benefits in 2024
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Should You Worry About Overfunding Your 529 Plan?
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Your 529 Plan Questions, Answered
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What Can a 529 Plan Be Used For?
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An Investing Road Map for Midcareer Accumulators
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Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)
Housing
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7 Steps to Affording a Home in Today’s Real Estate Market
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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Pay Off Your Mortgage Early or Invest?
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Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful’
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When Will Mortgage Rates Go Down?
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Will You Owe Taxes When You Sell Your Home?
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Why I Don’t Own a Home
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Katie Nixon: Bringing a Blurry Market Into Focus
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How to Avoid Unintended Distributions from Inherited IRAs and 401(k)s
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These books cover everything a beginner needs, from the basics of personal finance and investing to how the markets influence our money decisions.
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Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
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Charles Duhigg: How to Have Better Conversations With Clients
The author of Supercommunicators shares practical strategies for more productive communication.
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7 Steps to Affording a Home in Today’s Real Estate Market
Should you buy a house? Here’s what to consider.
David Herro and Rajiv Jain: Should US Investors Look Overseas?
Two esteemed international investors discuss the case for non-US stocks as well as where they’re finding opportunities today.
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Is the Stock Market Open Today?
Use this calendar to keep up with all the 2024 stock market holidays.
Scott Burns: The Case for a Simple Retirement Plan
The veteran retirement columnist reflects on a two-fund portfolio, safe spending rates, and the role of home equity in retirement cash flows.
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Struggling to Save Money? Here’s How Your Summer Vacation Can Inspire Your Goals
The way we spend our time can teach us how to set savings goals that motivate us.
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Morningstar Investment Conference 2024: From AI Investing to Annuities
MIC delivered expert insights and strategies for advisors and investors.
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
The role of housing wealth in retirement-income planning.
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A Midyear Portfolio Checkup in 7 Easy Steps
Reviewing your year’s performance so far, and positioning yourself for the future.
Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
Reverse mortgages have gotten a bad rap. Do they merit another look?
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These Active Funds Take the Lead on Aftertax Returns
Firms like Fidelity and DFA are raising the bar for tax efficiency.
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Should Couples Blend Their Finances or Stay Separate?
Tips on how couples can give each partner some discretion to manage their own spending through joint and separate accounts.
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What You Can Expect From a Financial Advisor
Things to consider as you hire, work with, and consider parting ways with a financial advisor.
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5 Common Errors to Fix in Your IRA Before the IRS Flags Them
Audit your IRA before the Internal Revenue Service does.