Enova International Inc ENVA
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
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Enova Reports First Quarter 2024 Results
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Enova Announces Date of First Quarter 2024 Financial Results Conference Call
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New Report: Small businesses anticipate growth in 2024, focused on improving profitability and cash flow
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Enova Reports Fourth Quarter and Full Year 2023 Results
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American Express, Goldman Sachs, Citigroup lead downgrades at BMO as 'banks and specialty finance stocks look vulnerable'
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Feds fine Enova $15 million for allegedly withdrawing funds from customer bank accounts without their permission and other violations
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Payday lenders want Supreme Court to gut the CFPB. They paid $200 million in fines to regulators, records show.
Trading Information
- Previous Close Price
- $62.45
- Day Range
- $62.28–63.30
- 52-Week Range
- $35.30–65.00
- Bid/Ask
- $61.04 / $65.32
- Market Cap
- $1.71 Bil
- Volume/Avg
- 279,865 / 266,911
Key Statistics
- Price/Earnings (Normalized)
- 9.08
- Price/Sales
- 0.88
- Dividend Yield (Trailing)
- —
- Dividend Yield (Forward)
- —
- Total Yield
- 16.34%
Company Profile
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Core
- Total Number of Employees
- 1,675
- Website
- https://www.enova.com
Comparables
Valuation
|
Metric
|
ENVA
|
TREE
|
OPRT
|
|---|---|---|---|
Price/Earnings (Normalized) | 9.08 | 15.98 | — |
Price/Book Value | 1.50 | 3.83 | 0.27 |
Price/Sales | 0.88 | 0.70 | 0.41 |
Price/Cash Flow | 1.62 | 9.46 | 0.28 |
Price/Earnings
ENVA
TREE
OPRT
Financial Strength
|
Metric
|
ENVA
|
TREE
|
OPRT
|
|---|---|---|---|
Quick Ratio | 13.84 | 2.21 | — |
Current Ratio | 14.37 | 2.60 | — |
Interest Coverage | — | — | — |
Quick Ratio
ENVA
TREE
OPRT
Profitability
|
Metric
|
ENVA
|
TREE
|
OPRT
|
|---|---|---|---|
Return on Assets (Normalized) | 5.13% | 2.97% | −3.56% |
Return on Equity (Normalized) | 17.66% | 16.25% | −26.89% |
Return on Invested Capital (Normalized) | 5.60% | 0.90% | — |
Return on Assets
ENVA
TREE
OPRT
Credit Services Industry Comparables
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