We believe everyone deserves access to high-quality and independent investment services to help them reach their goals. Through our products, services, and research, we aim to address the needs of everyone in the retirement industry—from retirement savers trying to meet their goals to institutional investors growing their retirement businesses and everyone in-between.
Retirement services that help people invest for the future.
We’re making retirement a reality.
Products and Research
Advisor Managed Accounts
Advisor managed accounts allows a registered investment adviser to incorporate their asset allocation and fund-selection capabilities into the managed accounts program and digital advice platform created by Morningstar Investment Management LLC.
Receiving fiduciary support can help alleviate a retirement plan’s legal risk and assist in supporting the plan participants’ best interests. Plus, the plan may be able to gain fiduciary support without entirely changing their existing lineup.
Our managed accounts offering helps individuals save, invest, and plan for retirement. The platform offers real-time personalized advice on things like how much to save, when to take Social Security, and how to withdraw from their account once they retire.
The Morningstar Center for Retirement & Policy Studies
Through research, the Morningstar Center for Retirement & Policy Studies’ mission is to provide those who can change and modernize the retirement industry with the information and data they need to help them make better decisions.
Personal Target-Date Fund Services
Personal target-date fund services are an evolution of traditional target-date offerings in that they maintain the simplicity of traditional TDFs, while offering an increasingly personalized strategy for participants, providing a better way to achieve their personal retirement goals.
Morningstar® Plan AdvantageSM
Morningstar® Plan AdvantageSM is an online platform that helps financial advisors build and manage retirement plans and prospect new business. The platform also provides metrics and reports to help the advisor build stronger customer relationships.
The Morningstar® Lifetime Index FundsSM are three series of custom target-date collective investment trusts designed to track the Morningstar® Lifetime Allocation IndexesSM. These custom target-date models overcome many of the limitations of off-the-shelf target-date funds.
A 2022 update on the impact managed accounts services have on employees' saving and investing strategies for retirement
Plan sponsors may not always consider participants’ behavior or needs when selecting target-date glide paths
About Morningstar Investment Management LLC’s Retirement Solutions Group
Our parent company, Morningstar, Inc., was founded on the simple idea that when people have good investment information, they can make better choices that help them achieve their financial goals. In the retirement solutions group at Morningstar Investment Management LLC, a subsidiary of Morningstar, Inc. and a registered investment adviser, our advocacy for the individual investor extends to the workplace retirement market where the responsibility for investing and saving now rests with employees. Our products and services—which range from a managed accounts service to target-date products to custom models and fiduciary services—are not only designed to help people save for the retirement they want, but to help them make their money last once they get there.
©2023 Morningstar Investment Management LLC. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. The information contained in this document is the proprietary material of Morningstar Investment Management. Reproduction, transcription, or other use, by any means, in whole or in part, without the prior written consent of Morningstar Investment Management, is prohibited. Opinions expressed are as of the current date; such opinions are subject to change without notice. Morningstar Investment Management shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, the information, data, analyses or opinions or their use. This commentary is for informational purposes only. The information, data, analyses, and opinions presented herein do not constitute investment advice, are provided solely for informational purposes and therefore are not an offer to buy or sell a security. Please note that references to specific securities or other investment options within this piece should not be considered an offer (as defined by the Securities and Exchange Act) to purchase or sell that specific investment. The performance data shown represents past performance. Past performance does not guarantee future results.
This commentary contains certain forward-looking statements. We use words such as “expects”, “anticipates”, “believes”, “estimates”, “forecasts”, and similar expressions to identify forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results to differ materially and/or substantially from any future results, performance or achievements expressed or implied by those projected in the forward-looking statements for any reason.